Apps
Maya summer deals: Cashbacks, discounts, instant credit
Make the most out of digital banking

Maya is offering subscribers many ways to save this summer season by using the digital bank app.
Those who have not downloaded Maya yet will get a free Maya Card when they open an account and deposit PhP 1,000.
For cash ins and bank transfers, Maya helps people get rid of transaction fees and enjoy cashbacks.
Customers who cash in via InstaPay will get up to PhP 25 cashback. Those who use Maya Center, meanwhile, get a full cashback on their 1% cash in fee, capped at PhP 150.
There’s also no cash in fee for linked banks and over-the-counter transactions up to PhP 8,000.
Need to pay for something but do not have enough funds at the moment? Maya may also be used to get instant credit of up to PhP 18,000 for eligible users.
Throughout summer, users should also be on the lookout for these exclusive deals:
- Zalora: 20% off discount for new users, 18% off for existing users on purchases using Maya; 15% off on Michaela Bags
- Robinsons Malls: Up to PhP 200 cashback using Maya QR, minimum spend PhP 1,000
- SM Store: Raffle entry for every cash in or Maya QR scan-to-pay; prizes are PhP 3,000 Maya credits, Apple Airpods Pro 2, Apple iPhone 14
- Boozy: PhP 150 off sitewide using promo code MAYA150 upon checkout
- Airpaz: 3% discount on flight and hotel bookings using Maya, minimum spend PhP 1,600


Thinking of going cashless on you next trip to Europe? GCash can offer just that, as the mobile wallet app is now accepted in the United Kingdom, France, Germany, and Italy.
The cross-border payment service is part of the e-wallet’s strengthened partnership with Alipay+, offering users a seamless and secure payment experience without the need for money changers and carrying to much actual cash on your pockets.
Among the popular merchants that will be accepting GCash from now on are:
- Harrods
- Liberty London
- Harvey Nichols
- Printemps
- Müller
- dm-drogerie markt
- itTaxi
- IVS Group
To pay using GCash at these establishments, travelers will simply have to look for the Alipay+ logo at the checkout.
Open the GCash app, select the QR or PayQR button, scan the merchant’s QR code, or tap “Pay Abroad with Alipay+” to have a generated QR.
Finally, check the amount, and tap Pay to see the receipt.

Do you need an AI chatbot to hold a conversation? Instagram seems to think so. As the world rapidly experiments with developments in AI technology, the platform is reportedly working on a chatbot for its users.
According to Alessandro Paluzzi, a reverse engineer who usually digs up future plans for popular apps, Instagram is working on the AI chatbot feature for a future iteration of the app. Much like other chatbots out in the market today, Instagram’s unnamed bot will enable users to interact with it in casually flowing conversation.
— Alessandro Paluzzi (@alex193a) June 5, 2023
The screenshots obtained by the engineer read that it “answers questions, gives advice.” Additionally, it helps users “find the best way to express [themselves] … [through] writing messages.” From a usability standpoint, the feature can help users craft replies to direct messages. They can also bring the bot into human-to-human conversations by mentioning the bot in the conversation.
To add to the quirkiness, Instagram will supposedly add 30 different personalities to the chatbot. Users can pick and choose which one they like the best. The sneak peek does not reveal any personalities included in the feature. (We’re hoping for a snarky one that judges and critiques posts.)
The feature has no timetable as to its release. However, since TikTok already released its own chatbot for testing, it should stand that Instagram’s feature will come out soon.

Apple announced that the App Store ecosystem generated US$ 1.1 trillion in developer billings and sales for the year 2022, as per a study from economists at Analysis Group.
More than 90 percent of these billings and sales were accrued solely to developers, without any commission paid to Apple.
According to economists from Analysis Group, developers generated:
- US$ 910 million from the sale of physical goods and services
- US$ 109 billion from in-app advertising
- US$ 104 million from digital goods and services
The Analysis Group’s study also mentioned that among the key drivers behind the App Store ecosystem’s growth are a rebounding demand for sectors like travel and ride-hailing, as well as advertising spend in social media and retail apps.
Moreover, developer billings and sales increased by 29% between 2021 and 2022, and 27% percent between both 2020 and 2021 and 2020 and 2019.
In particular, small developers found great success in the App Store, growing their revenue by 71% between 2020 and 2022.
The Apple Store’s engine of commerce includes Apple providing developers around the world a global distribution platform which supports:
- 195 local payment methods
- 44 currencies
- 175 storefronts
Strong growth across app categories
According to a new study from the Analysis Group’s economists titled “The Continued Growth and Resilience of Apple’s App Store Ecosystem,” sales from travel and ride-hailing made on iOS apps increased by 84% and 45%, respectively.
iOS app-based food delivery and pickup sales more than doubled too, while groceries more than tripled.
App Store turns 15
The encouraging numbers from the study coincide with the App Store’s 15th anniversary.
Overall, here are some interesting facts about the App Store’s 15-year existence:
- iOS developers have earned more than US$ 320 billion on the App Store (from 2008 to 2022)
- iOS users have downloaded app more than 370 billion times (from 2008 to 2022)
- The App Store has nearly 1.8 million apps to choose from, more than 123 times as many available during 2008
The App Store also remains a safe and trusted marketplace, thanks to its rigorous App Review process and privacy and security protections.
In 2022 alone, the App Store blocked more than US$ 2 billion in fraudulent transactions and rejected 1.7 million app submissions for failing to meet privacy, security, and quality standards.
Recent innovations like App Tracking Transparency and Privacy Nutrition Labels also empower users on how to operate
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