Finance
Here’s what you’ll get with the Maya Black Credit Card
Maya Miles, Maya Black Preferred partner merchants, more details unveiled
Three months ago, Philippines-based FinTech and digital bank company Maya unveiled the Maya Black Credit Card.
It is the company’s first premium luxury credit card, which also made Maya the first digital bank (or e-wallet) to offer such a product.
On Wednesday, Maya officials went into further detail about the latest offering, including an exhaustive rundown of premium perks, as well as the card’s security features and even the accompanying rewards program.
Maya Black Credit Card
Designed with the mobile-first consumer in mind, Maya Black aims to broaden access to credit for a wider range, including those who lack traditional credit histories.
In fact, the card is accessible directly through the Maya app. It promises a swift approval process, instant card issuance, and delivery of the physical card in just three to five days.
Maya said more than 40,000 customers have already availed of Maya Black since its soft launch.
Maya Black Preferred
For the enterprise side comes Maya Black Preferred. This rewards program allows cardholders to earn up to 10x Maya Miles.
But for merchants, it’s about getting more exposure via the Maya app. Being a Maya Black Preferred partner helps drive customer loyalty, boost spending, and deepen engagement.
Furthermore, Maya will expand collaboration with such partners by using behavioral insights from its acquiring tools (Maya Checkout, Maya POS, and Maya Business Manager).
Merchants where customers can soon use their Maya Black Credit Cards so far include:
- Digital Walker
- Beyond the Box
- Open Source by Beyond the Box
- Hop Inn Hotels
- Holiday Inn
- Yardstick Coffee
- The Travel Club
- R.O.X. Philippines
- Bratpack PH
- Res Toe Run
- Grind Philippines
- Klook
- Herschel
- Philippine Airlines
- Grab
- Makati Medical Center
- Mercury Drug
- ZARA
- Bayo Clothing
- Seaoil
Premium access made digital
As Maya unveiled before, all transactions made with the Maya Black Credit Card lets customers earn Maya Miles.
These can be tracked in real time and can be used soon to pay directly at select Maya Black Preferred merchants.
Customers also have the option to convert Maya Miles into travel rewards, such as Philippine Airlines’ Mabuhay Miles. Such features will be rolled out in the coming months.
Other card features include:
- 3,000 bonus miles upon physical card activation and PhP 5,000 spend within 60 days
- access to global airport lounges via DragonPass, including PAGSS and Marhaba lounges at NAIA
- global acceptance at over 130 million merchants via Visa
- advanced security, numberless design, in-app controls, freeze/replace features, expiring CVC/CVV
- no annual fees forever
Deals
GoTyme Bank, Visa partner for FIFA World Cup 2026 raffle giveaway
Win an all-expense-paid trip to the World Cup with your GoTyme Visa Debit Card
GoTyme Bank and Visa have officially teamed up for a FIFA World Cup 2026 raffle giveaway.
This gives Filipino football fans the chance to win an all-expense-paid trip to attend either the World Cup Group Stage or Final in the United States.
The partnership marks GoTyme Bank’s growing presence not only in the market but also in the global stage. Recently, the digital bank has grown to over 9 million customers in the Philippines, and 20 million worldwide.
Under the partnership, GoTyme Bank and Visa have released new limited-edition FIFA World Cup 2026-themed Visa Debit Cards.
These are available in two designs: Pitch Black and Trophy Gold. Both are designed by Filipino artist Ross Du, who incorporated the iconic tournament’s iconic trophy.
The latter, in particular, has some rarity as there will only be 20,000 copies printed in GoTyme Bank kiosks nationwide. Customers can have them printed starting March 23.
Print, Spend, Score
To join the raffle, cardholders simply have to spend at least PhP 1,000 for a raffle entry. That’s using the Classic or Pitch Black card.
Overseas spending also comes with a 3x multiplier, meaning three entries for every PhP 1,000 spent abroad.
Two winners — one Classic and one Pitch Black cardholder — will each win an all-expense-paid trip for two to attend the FIFA World Cup 2026 Group Stage in Los Angeles.
But even better, those who get the exceptionally rare Trophy Gold card will automatically get a raffle entry for the grand prize raffle draw — with no minimum spend required.
One Trophy Gold cardholder will win an all-expense-paid trip for two to attend the World Cup Final in New York City. This includes roundtrip business class seats as well.
In addition to the major prizes, 10 customers will receive exclusive FIFA World Cup 2026 Visa Premium merchandise.
The fly-off promo runs until May 7 for the Classic and Pitch Black cardholders and until June 10 for the Trophy Gold cardholders.
Finance
EastWest rolls out Google Pay access for debit cardholders
For fast, seamless, and secure payments
Eastwest continues to make banking easier as its EastWest Debit Card is now on Google Pay. This enables users to pay with just the tap of their phone.
The integration brings a globally accepted payment experience closer to home. With Google Pay now supporting EastWest Debit Cards, customers can add their card to Google Wallet to enjoy fast, seamless, and secure payments.
That’s whether for everyday purchases, online shopping, or even when traveling overseas. Specifically for Eastwest Priority clients who travel frequently, Visa Infinite Debit Cardholders can enjoy more benefits, like:
- Low foreign exchange fees of 1.7% (with no foreign exchange bank conversion fees promo until March 31)
- Waived interbank domestic withdrawal fees
- Up to 10 free international ATM withdrawals per year (with free and unlimited international ATM withdrawals promo until March 31)
- 24/7 access to Visa Infinite Concierge
From casual cafe purchases to grocery checkouts and even online purchases and international trips, having EastWest on Google Pay transforms the smartphone into a secure, all-in-one wallet.
As with other banks offering the same capabilities, users do not need to carry their physical card with them anymore. A simple tap with a compatible Android device or wearable completes the transaction.
EastWest’s Debit Cards are powered by Visa, and are accepted at millions of merchants worldwide.
Dreaming of a holiday abroad but worried about hidden costs eating into your budget?
This Christmas season, overseas vacations are always a great idea — whether it’s solo or a group trip with friends, or with loved ones and family.
Exploring new food, culture, and shopping abroad is the ultimate reward for a year’s hard work.
However, airfare, accommodation, and other expenses can quickly make such trips costly. Add to that extra charges, like transaction fees and fluctuating conversion rates.
Thankfully, there are several ways to make every peso count when traveling. Wise, a global technology company, offers smart tips to spend and manage money internationally better so you can make your trip more affordable and enjoyable.
Track your expenses
The simplest way to build up for a long-awaited holiday trip is to budget ahead and start saving as soon as you can.
You can start by tracking your daily expenses with budgeting apps. You’ll see how small purchases add up, giving you the awareness to budget more effectively.
For instance, daily spending habits like buying coffee outside can add up quickly. A PhP 200 coffee a day at a major chain equals PhP 6,000 a month, or even PhP 72,000 annually. That’s more than enough for a three-day family trip to your dream destination.
Outside of travel, that can become your funds for Christmas gifts, new clothes, and further treats for yourself.
Deposit travel savings into a separate account
Knowing that you will travel in the future, the next step is to decide where to keep it. You can transfer a portion of your 13th month pay or Christmas bonus to a separate account to grow your travel fund.
This is where Wise comes in handy. For travels, it holds money in more than 40 currencies. The Wise Jar feature also helps users organize money for different trips. It’s a great way to protect funds, stay consistent, and prevent overspending.
Once you’ve secured your travel fund, the next challenge is making sure you spend it wisely abroad.
Prioritize experiences over expenses
A simple mindset of valuing experiences and creating memories over material things like souvenirs can go a long way.
Sure, happiness looks different for everyone, but there are several budget-friendly activities abroad that offer the authentic experience. There are free walking tours and tourist pass bundles for a lower price.
And with just your smartphone or portable camera, those moments will stay with you long after the trip ends.
Be wise with payments
Moreover, it’s easily tempting to use a credit card and pay in pesos when buying goods or shopping internationally. However, while that sounds convenient at first, you could incur additional fees without even realizing it.
Traditional cards charge up to 3% in foreign transaction fees. Plus, conversion rates always fluctuate. Dynamic Currency Conversion (DCC) fees when paying via merchants’ POS or withdrawing cash at foreign ATMs also hurt as they’re usually marked up.
Fortunately, the Wise multi-currency card lets users hold and spend in 40+ currencies at the mid-market exchange rate, minus hidden fees. It allows you to spend like a local and bypass foreign transaction fees.
For instance, a smartwatch priced at US$ 85 could cost you PhP 5,100 if you pay in pesos. But if you pay in USD using Wise’s mid-market rate, you’d spend only around PhP 5,004.8. This allows you to save roughly PhP 100 on a single purchase.
Multiply that across meals, shopping, transport, and other daily expenses and you could save thousands in a single holiday.
Tap to pay when abroad
Lastly, and as mentioned above, the Wise card can be added to your Google Wallet. This makes it seamless for travelers to pay abroad.
Not only can you pay in over 40 currencies at the real exchange rate without extra fees, but you don’t have to carry a physical card either. You just need an Android phone or smartwatch to pay.
To add a Wise card to Google Wallet and pay with Google Pay, customers can:
- Open the Wise app
- Tap the Card tab to view all available cards
- Select their card to add, then tap “Add to Google Pay.”
Ready to travel smart this holiday season? Download Wise now and make your dream trip happen — without hidden costs.
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