Finance
PayMaya opens crypto feature
Start your crypto journey easily for as low as PhP 1

E-wallet brand PayMaya is finally launching its cryptocurrency feature through its all-in-one financial app.
This allows Filipinos to jumpstart their cryptocurrency journeys without having to register another account as processes and transactions will all be done on the PayMaya app.
All existing PayMaya users will only have to upgrade their accounts to start buying and earning digital assets such as Bitcoin and Ethereum for as low as PhP 1.
Other popular coins and tokens available for trading are Cardano (ADA), Chainlink (LINK), Uniswap (UNI), Solana (SOL), Quant (QNT), Polkadot (DOT), Polygon (MATIC), and Tether (USDT), with more coming soon.
PayMaya developed this feature under its Invest platform in connection with Coinbase Institutional, the largest publicly traded crypto company in the world and the trusted bridge to the crypto-economy.
Crypto made easy
After users have upgraded their PayMaya accounts, they may conveniently access the crypto feature to start investing.
PayMaya also offers access to tutorials and guided content to help interested users understand the basics of crypto.
Cashing in is likewise easy with over 90,000 outlets nationwide offering the service for free.
Start your crypto journey
To start buying crypto on the PayMaya app, follow these simple steps:
- Tap Crypto on the PayMaya homepage.
2. Tap Buy on the bottom of the screen, then select the desired cryptocurrency.
3. Input the desired Philippine Peso (PHP) amount you want to spend. You will see the equivalent cryptocurrency value based on an estimated market price. Then, tap Next on the upper right hand of the screen.
4. A Confirm Purchase tab will pop up. On this tab, you will see the amount in PHP you will be spending and the amount of cryptocurrency you will be receiving through this transaction. Once you are ok with the details, you may confirm your purchase and slide to buy.
Once you purchase your desired cryptocurrency, the amount will reflect on your app’s Crypto page.
Selling crypto is just as easy as buying it.
Follow these steps
- Tap Crypto on the PayMaya homepage.
- Tap Sell on the bottom of the screen, then select the desired cryptocurrency.
- Select a percentage value to sell a part of your currently owned asset. You will see the equivalent PHP value based on an estimated market price. Then tap Next on the upper right hand of the screen.
- A Confirm Sale tab will pop up. On this tab, you will see the amount of cryptocurrency you will be selling and the amount of PhP you will be receiving through this transaction. Once you are ok with the details, you may confirm your purchase and slide to sell.
You will automatically receive your earnings on your PayMaya wallet. Simply go to your app’s home screen and check the amount.
Once you receive the amount, you can choose to use it for your everyday transactions with PayMaya or transfer it to your bank account instantly.

Apps
Finally, a digital banking service focused on personal finance!
Komo gives you full control of your money!

Komo, a digital banking service powered by EastWest, finally made noise. The platform provides everything you’d expect out of a digital bank, giving users full control over their finances.
There’s no need for long queues at branch visits or hotline calls that take more than an hour, as well as services that usually take a few weeks or more when done in a brick-and-mortar bank.
No need for a physical branch visit
As a digital banking service, Komo doesn’t require you to visit a branch to open a savings account. Simply download the Komo app on your iPhone or Android device and register. You will be required with one valid ID and face verification, and voila!
After getting your account verified, you can get a free VISA debit card for your cashless transactions, as well as the ability to withdraw on any automated teller machine (ATM) nationwide. Moreover, you can generate an authorized bank certificate for visa applications through the app.
Faster, secure transactions
The purpose of a digital banking service is convenience, and Komo delivers through fast yet secure transactions. Through the app, you can authorize transactions with your face ID or fingerprint, without the need for a one-time pin (OTP) that’s usually delayed because of poor network issues.
Even more, Komo pushes for OTP-less transactions through biometrics to keep your account safe. In worst-case scenarios, you have the option to lock and safeguard your account from theft and fraud on your own.
Full control of your personal finance
Komo’s advocacy is helping people take control of their money. The digital banking service created a system that allows its patrons to focus on personal finance with its Personal Finance and Analytics tools — money management services that give an overlook of expenses as well as a dashboard where you can set your financial goals.
It comes with a feature that lets you set your goals and budgets to achieve the desired outcome. Rainy day, vacation, or a big automotive purchase — you name it. Komo helps you visualize the progress of your savings.
Moreover, you’re in for a treat since Komo secures your funds and grows them through a 2.5% annual interest.
Build your own insurance plan
Komo has partnered with Troo Flex, allowing its users to build their own insurance plans. In just a few taps, you can create and customize a benefit that meets your lifestyle and budget. For as low as PhP 428 (US$ 8) per year, you can get comprehensive protection through the app.
Komo is available on Google Play Store and the App Store. For more information, visit this link.
Apps
Tonik to venture into crypto, more lending services
Buy now, pay later and home loans of up to PhP 2.5M

Digital-only neobank Tonik is looking forward to expanding its lending portfolio after recently celebrating its first-year anniversary.
This includes venturing into buy now, pay later and home loans for up to PhP 2.5 million.
Furthermore, the company revealed that soon, cryptocurrency will be integrated into their proprietary app to provide more opportunities for Filipino users to save.
Record-setting first year
Since its launch, Tonik has been steadily growing, securing over PhP 5 billion in retail deposits in its first year.
Tonik has industry-leading deposit rates of up to 6 percent per annum on top of unique product offerings.
The neobank is recently backed up by their latest Series B funding of US$ 131 million led by Mizuho Bank, assuring customers of more innovations.
Supervised by the Bangko Sentral ng Pilipinas (BSP) and deposits insured by the Philippine Deposit Insurance Corporation (PDIC), Tonik’s cloud-based solution is also powered by global financial technology leaders such as Mastercard, Amazon Web Services, and Finastra.

With more and more people purchasing cryptocurrency, leading e-wallet GCash has now made it possible for users to buy crypto from the app.
For affordable rates, users may buy digital currency across popular crypto exchanges such as Binance, Philippine Digital Assets Exchange (PDAX), and Paxful directly from their e-wallets.
GCash is also planning to add many more soon for the convenience of its over 55 million registered users.
Low fees, secure use
GCash is widely accepted across crypto exchanges for cash-in or P2P (peer to peer) transactions.
On PDAX, GCash is offering a low cash-in fee of only 3 percent, with a fixed PhP 10 cash-out.
Moving forward, GCash plans to accelerate and strengthen its financial services and products to cater to its users’ needs.
The app already offers a wide variety of features, such as GInvest (investment), GSave (savings account), GCredit (credit line), GInsure (insurance), and GLife (e-commerce shopping).
GCash is available for free on both Google Play and the App Store.
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