Apps

GrabPay Card launches for hassle-free online payments

In partnership with MasterCard

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The ongoing health crisis has made cashless payments a necessity. After expanding their payment portfolio, Grab is now launching GrabPay Card to offer even more ways to handle cashless transactions.

Grab partnered with MasterCard to make this happen. MasterCard’s research showed that in April 2020, 40% of Filipinos resorted to contactless payments. Hardly surprising given the health crisis, but important information to act on nevertheless.

Which brings us now to the GrabPay Card. So what exactly does it do? Its aim is simple: to bring financial inclusion to the millions of underbanked and unbanked in Southeast Asia.

What does it do?

  • Pay for everything online. The GrabPay digital card vastly expands Grab’s online merchant ecosystem, allowing users, regardless of whether they have a bank account, to transact securely and easily online at nearly 53 million merchants worldwide that accept Mastercard cards.
  • Safe and secure cashless payments. As a digital-first card, its details are stored securely within the Grab app. It has an in-app card lock function enabled by Face ID and fingerprint biometric security, and PIN-protection that allow users to instantly suspend payments in case of lost cards or suspicious transactions.
  • More ways to earn GrabRewards. Whether you are using it to purchase an item online, pay for digital subscriptions, or transact locally and globally, users can earn GrabRewards points for transactions made in millions of merchant-partners that accept Mastercard.
  • Unique benefits for users. GrabPay Card users get Mobile protection insurance allowing them to pay for mobile postpaid phone bills using the GrabPay Card and receive protection against accidental damage or theft. The card is also equipped with E-commerce protection that allows users to receive coverage for online transactions in the event that a wrong and/or defective item is delivered, and incomplete or non-delivery of the item.

Worried about security? GrabPay Card is regulated by Bangko Sentral ng Pilipinas or BSP. It comes with a 24/7 fraud detection engine so you can sleep soundly knowing your transactions are encrypted and protected.

How to get the Card

To use the GrabPay Card, you first need to upgrade the GrabPay wallet by following the in-app verification process. After verification, follow these steps:

    1. Tap ‘Payment’ icon at the bottom of your Grab homescreen
    2. Ensure you have activated and upgraded your GrabPay Wallet
    3. Tap ‘Get your GrabPay Card now’ to access your card details
    4. Enter your PIN to secure your card
    5. Start using your digital card details for your online transactions

Apps

Apple Creator Studio: Creative apps bundled into single subscription

All the tools you need, one payment

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Apple has officially streamlined its popular creative apps into one single subscription suite with the introduction of Apple Creator Studio.

The collection includes some of the most useful apps for today’s creators: Final Cut Pro, Logic Pro, Pixelmator Pro, Motion, Compressor, and MainStage.

New AI features and premium content in Keynote, Pages, and Numbers also make the Apple Creator Studio an exciting subscription suite. Freeform will eventually be added to the lineup.

The groundbreaking collection is designed to put studio-grade power into the hands of everyone. It builds on the essential role Apple devices play in the lives of millions of creators worldwide.

The apps included cover video editing, music making, creative imaging, and visual productivity to give modern creators the features and capabilities they need.

Final Cut Pro introduces exceptional new video editing tools and intelligent features for Mac and iPad.

For the first time, Pixelmator Pro is also coming to iPad with a uniquely crafted experience optimized for touch and Apple Pencil.

Logic Pro, meanwhile, for Mac and iPad introduces more intelligent features like Synth Player and Chord ID.

Apple Creator Studio will be available on the App Store beginning January 29. In the Philippines, the rates are PhP 399 a month or PhP 3,990 annually.

There is also a free one-month trial which includes access to:

  • Final Cut Pro, Logic Pro, and Pixelmator Pro on Mac and iPad
  • Motion, Compressor, and MainStage on Mac
  • Intelligent features and premium content for Keynote, Pages, Numbers, and later Freeform for iPhone, iPad, and Mac

College students and educators can subscribe for a discounted price of PhP 149 per month or PhP 1,490 per year.

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Apple gives up on making AI, inks a deal with Gemini to power Siri

Gemini gets another feather in its cap.

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In the not-too-long-ago past, the biggest names of the tech industry competed to build their own AI software. Now, though some brands are still on the hunt, it’s easier to name certain software that have more successfully drowned users in a flood of AI-powered features. Today, Google gets another win by adding Apple’s Siri to its Gemini cap.

In the past, Apple peddled Apple Intelligence, an upcoming AI-powered system to compete against the giants of the industry. However, much like other features from other brands, Apple Intelligence came out half baked with features still lacking months after the initial launch.

Now, Apple has signed a deal with Google to use Gemini for a revamped Siri. The former plans to launch a new version of Siri later this year. Because of the deal, the voice assistant will start using Gemini as a foundation for its own services. Currently, Samsung’s Galaxy AI already uses Gemini.

Formerly a battleground between so many competing brands, it’s now looking like a battle between two major companies: Google and OpenAI. Google now has a huge grip, though. Both Samsung and Apple are no slouches when it comes to owning market share in the world’s smartphones.

Now, as consumers, Apple’s deal probably doesn’t mean much besides the continued influx of features that add little to no value to a smartphone.

SEE ALSO: Google paid Samsung a lot of money to install Gemini on Galaxy

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Microsoft continues to shove Copilot where it’s not wanted

This time, it’s reportedly coming to File Explorer.

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If you look at a modern keyboard, you’ll find that the Copilot button is the cleanest one on the entire panel because no one ever willingly presses it. And yet, Microsoft still believes in the feature’s value. To show their odd commitment, the company is reportedly adding Copilot to File Explorer.

According to @phantomofearth from X (via Windows Central), a new Windows 11 preview build will add a button beside File Explorer’s navigation menu. Currently, the button is invisible and doesn’t do anything. However, the report says that the feature is tied to something called “Chat with Copilot.” It’s becoming clear that the system aims to add the AI software right inside the file organization app.

Besides revealing the potential addition of the egregious feature inside File Explorer, @phantomofearth also added mock-ups of a desktop with Copilot right on the taskbar, hinting at a potential nightmare of the feature lording itself over where it’s not wanted.

Thankfully, the preview build doesn’t always represent a final version of the system. There’s still a chance that Microsoft will not add the AI to the File Explorer.

As of late, Microsoft has received a lot of flak for persistently pushing Copilot onto users, regardless of how they feel about the feature. The company is also facing criticisms in the background for being a major proponent of AI data centers in the United States, which, in turn, have caused the prices of tech to skyrocket this year.

SEE ALSO: Dell admits AI PCs were a mistake

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