PayMaya, one of the leading digital financial services platforms in the Philippines, launches a campaign called #TooGoodToBeNo.2 highlighting the company’s superior features.

For instance, it’s the only FinTech in the country running a consumer e-wallet app, enterprise payment processing business, and a remittance agent network with Smart Padala.

Free cash-in, free transfers

PayMaya currently offers FREE cash-in at 90,000 out of its over 110,000 touchpoints nationwide. Compared to other e-wallet apps, you don’t need to pay up to PhP 200 in cash-in fees just to put funds in your e-wallet account.

It’s easy to cash in for free, too. You can do it easily at a sari-sari store with Smart Padala, or via go-to convenience stores like MiniStop or at a supermarket like Robinson’s. Online transfers work seamlessly too, especially via InstaPay or via linked accounts from BPI, RCBC, or UnionBank.

Sending money to other PayMaya users is also free. Moreover, you earn a cashback of PhP 15 when you transfer funds from PayMaya to a bank account via InstaPay.

Wide selection of billers and digital goods

With a wide selection of over 1,500 billers and load items, it’s easy to pay for everything you need using PayMaya. Whether it’s utility bills, condo association dues, credit card payments, government dues, and even your everyday needs from online and favorite stores.

There are also digital goods such as prepaid loads, gaming pins, digital subscription packages, and even digital vouches for yourself or as gifts to your loved ones.

Safe and secure purchases

Online shopping through PayMaya is safe and secure. The app ensures you only purchase from legitimate sellers — whether it’s via Maya Mall or with a casual seller.

With Maya Mall, you can access over 360 of your favorite brands — fast-food chains, grocery sites, and even your go-to retail stores.

You can also have a safe transaction from casual sellers that are PayMaya-verified. You can check if the seller you’re paying is legitimate by looking for the Verified Seller badge on the app’s confirmation screen right before you pay.

An app that won’t let you down

Compared to other e-wallet apps, PayMaya lets you keep track of your transactions in real-time, giving you peace of mind when your payments push through.

Furthermore, you don’t have to worry about an app going downtime, because PayMaya doesn’t let you down — 99.9% of the time. The app’s uptime rate ensures your transactions will go through whenever you need them.

Register to PayMaya

Registering a PayMaya account is easy: You just need your phone and mobile number to sign up. To unlock more features and upgrade your account, you just need a primary ID such as your license, passport, or other official government cards, and a quick video selfie.

Sign up today and get 100% cashback on your load or gaming pin purchase when you cash in a minimum of PhP 100. You can even get up to PhP 200 if you upgrade your account.

For more details, visit paymaya.com.

Shopee kicks off its annual 11.11 Big Christmas Sale, presenting an unbeatable selection of deals, fun, and entertainment to shoppers.

Accelerating growth for businesses

This year, more than 8 million new local shops opened on Shopee. The 11.11 sale aims to give greater visibility for brands and MSMEs to maximize demand.

Exclusive deals await on Shopee Mall, especially from top brands such as Xiaomi, POCO, realme, Samsung, Nokia, Vivo, DJI, Deerma, Coocaa Home, and Bata Philippines.

Additionally, offline businesses can still participate through ShopeePay and other digital products feature. Shoppers can check “Deals Near Me” to discover special in-store deals from brands such as Puregold, National Bookstore, Fully Booked, Power Mac Center, Family Mart, Olympic Village, Mary Grace, and more.

Fun deals for everyone

First-time shoppers can look forward to a free welcome package, bills cashback, free shipping, 100 percent off vouchers, and PhP 1 deals with their first purchase.

For those buying gifts for the holidays, Shopee has a list of gift guides called Christmas in our Carts loaded with discounts up to 90 percent off on a wide range of branded gifts and bundles. Shopee Mall also offers 10 percent off Mall vouchers, special deals on holiday gifts, and vouchers from their favorite brands.

Moreover, Shopee will be hosting an 11.11 Midnight Mall Exclusive Sale from 12 midnight to 2 AM. Huge price drops and exclusive bundle deals await, allowing shoppers to enjoy discounts up to 90 percent off on leading brands in the country.

The big finale

Shopee aims to spark joy with a big finale on November 11, bringing NCT 127 — one of the hottest K-Pop boy bands today. The band will be performing chart-topping hits at the 11.11 TV show on November 11 from 9:30 to 11:30 in the evening on GMA 7 and Shopee Live.

Visit this link for more information about Shopee 11.11 Big Christmas Sale.

The Play Store is a dangerous minefield. If you’re not careful, you might end up installing unwanted malware on your device. Unfortunately, such scams will always pervade even the most secure app stores. One of our best lines of defense is a reliable security research firm to warn us of ongoing scams. The latest report names 151 fake apps that might be draining money from your credit card right now.

Named by Avast, the UltimaSMS scam currently spreads its evil through 151 confirmed apps on the Play Store. The scam was named after the first app it was discovered in, Ultima Keyboard 3D Pro. Since then, more and more apps were included in the list.

The list of apps spans a lot of different flavors and uses including custom keyboards, wallpapers, games, cameras, and Wi-Fi unlocking tools. Naturally, all the apps listed have one thing in common: They don’t work. Once installed, the fake app asks users for their phone number and other identify features. The app then subscribes the user to premium SMS services using the number, unbeknownst to the victim.

The subscription can cost as much as US$ 40, draining money from the user’s account monthly. Once the app accomplishes its goal, it just stops working or prompts the user to subscribe to other plans themselves.

You can view the full list of 151 fake apps here.

Obviously, if you have any of the above apps, uninstall them immediately. However, the first line of defense against malware is still our own decision-making. Don’t install unverified apps or apps that promise seemingly impossible features like unlocking Wi-Fi networks.