Finance

Visa unveils new digital payment solutions

Addressing the needs of businesses, merchants, and consumers

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Visa card digital payment

The way people paid for purchases have changed vastly throughout the past few years. To keep up with the times and expand its offerings, Visa is announcing a suite of new products and services that shall be available in the Asia Pacific. These solutions will revolutionize the card and address the future needs of businesses, merchants, and consumers alike.

Here are the following products that shall be rolled out later this year across the APAC region:

Visa Flexible Credential

Visa Flexible Credential will allow a single card product to toggle between payment methods. This will let consumers easily set parameters or choose between debit, credit, “pay-in-four,” or Buy Now, Pay Later. They may even pay using rewards or points using the same credential.

This solution is currently available in Hong Kong, Japan, the Philippines, Singapore, Thailand, and Vietnam. Visa will launch this service in more markets later this year.

Tap to Everything

This year, Visa will be adding new ways to “tap” using just a mobile device, giving users many convenient options to pay both in-person and online, as well as sending money to loved ones or managing e-wallets.

  • Tap to Phone: Use any device as a POS
  • Tap to Confirm: Easily authenticates identity when shopping online
  • Tap to Add Card: Enhanced security when adding card into a wallet or app
  • Tap to P2P: Send money between family and friends

Visa Payment Passkey Service

Built on the latest Fast Identity Online (FIDO) standards, the Visa Payment Passkey Service enables a consumer to verify and authenticate their identity. This is to authorize online payments with a quick scan of their biometrics like face or fingerprint using the tools available on their device.

Passkeys replace the need for passwords or one-time codes, streamlining secure transactions. Visa plans to roll out the service gradually in the coming years.

Click to Pay

Click to Pay will eliminate manual verification processes which can be cumbersome for guest checkouts. The solution enables customers to complete transactions by selecting which of their pre-enrolled Visa cards they’d like to pay with.

Additionally, Visa will partner with issuers across many APAC markets to enable Click to Pay on new Visa cards. This will reduce the manual entry of card details and passwords from the moment the card arrives.

Data Tokens

Visa has been adding security to the payments ecosystem for the last decade. One of their moves is tokenizing payments, which is done by removing sensitive cardholder account information from the payment flow. Using a tokenization infrastructure powered by AI, Visa will continue to offer a new way for people to control their data and receive better shopping experiences.

With data tokens, participating banks can enable an experience where a merchant can request consent from the consumer to get more personalized offers as they shop. If a consumer agrees, Visa will issue a private data token to the merchant behind the scenes, complete with AI-generated insights based on the consumer’s transaction data.

This data token can be used with the merchant’s AI models to deliver real-time recommendations for the shopper. Visa will also pass the data token to the consumer’s bank to capture where the data has been shared. This way, the client can review where it has been shared and revoke access if they choose to.

Finance

Maya waives withdrawal, InstaPay transfer fees for Middle East remittances

Until April 10, for families relying on remittances from loved ones in the region

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Maya Savings

Maya is extending support to Filipino families receiving remittances from loved ones working in the Middle East. This is through rebates for withdrawal and InstaPay transfer fees until April 10 as developments continue to unfold across parts of the West Asian region.

From March 23 until April 10, Maya users who receive remittances from select Middle Eastern countries can unlock a set of transaction rebates. This is designed to help them access and use the funds more easily.

Select countries include: Bahrain, Kuwait, Oman, Qatar, Saudi Arabia, United Arab Emirates, Israel, Lebanon, and Jordan.

The region remains one of the Philippines’ most important remittance corridors. There are an estimated 2.4 million Filipinos residing in the region, based from Department of Foreign Affairs (DFA) data.

These overseas-based citizens contribute over US$ 6.4 billion in remittances in 2025 alone, based on preliminary Bangko Sentral ng Pilipinas (BSP) data.

Eligible Maya users who activate Maya XP will receive the following rebates:

  • ATM withdrawals: PhP 18 credited back per transaction
  • InstaPay transfers: PhP 15 credited back per transaction

In addition, eligible users may also enjoy cashback on mobile load purchases. The discount ranges from 1% to 3%, depending on their Maya XP level.

After receiving a qualifying remittance, eligible users will receive an invitation to activate
Maya XP. The invite will pop up within one to three days.

Eligible users can activate their Maya XP directly within the Maya app by accessing the Maya XP  section in the Wallet Dashboard or Profile page and completing the quick “Get started” process, including providing the required consent.

Once activated, users can immediately begin enjoying rebates on eligible transactions.

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Deals

GoTyme Bank, Visa partner for FIFA World Cup 2026 raffle giveaway

Win an all-expense-paid trip to the World Cup with your GoTyme Visa Debit Card

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GoTyme Bank and Visa have officially teamed up for a FIFA World Cup 2026 raffle giveaway.

This gives Filipino football fans the chance to win an all-expense-paid trip to attend either the World Cup Group Stage or Final in the United States.

The partnership marks GoTyme Bank’s growing presence not only in the market but also in the global stage. Recently, the digital bank has grown to over 9 million customers in the Philippines, and 20 million worldwide.

Under the partnership, GoTyme Bank and Visa have released new limited-edition FIFA World Cup 2026-themed Visa Debit Cards.

These are available in two designs: Pitch Black and Trophy Gold. Both are designed by Filipino artist Ross Du, who incorporated the iconic tournament’s iconic trophy.

The latter, in particular, has some rarity as there will only be 20,000 copies printed in GoTyme Bank kiosks nationwide. Customers can have them printed starting March 23.

Print, Spend, Score

To join the raffle, cardholders simply have to spend at least PhP 1,000 for a raffle entry. That’s using the Classic or Pitch Black card.

Overseas spending also comes with a 3x multiplier, meaning three entries for every PhP 1,000 spent abroad.

Two winners — one Classic and one Pitch Black cardholder — will each win an all-expense-paid trip for two to attend the FIFA World Cup 2026 Group Stage in Los Angeles.

But even better, those who get the exceptionally rare Trophy Gold card will automatically get a raffle entry for the grand prize raffle draw — with no minimum spend required.

One Trophy Gold cardholder will win an all-expense-paid trip for two to attend the World Cup Final in New York City. This includes roundtrip business class seats as well.

In addition to the major prizes, 10 customers will receive exclusive FIFA World Cup 2026 Visa Premium merchandise.

The fly-off promo runs until May 7 for the Classic and Pitch Black cardholders and until June 10 for the Trophy Gold cardholders.

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Finance

EastWest rolls out Google Pay access for debit cardholders

For fast, seamless, and secure payments

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Eastwest continues to make banking easier as its EastWest Debit Card is now on Google Pay. This enables users to pay with just the tap of their phone.

The integration brings a globally accepted payment experience closer to home. With Google Pay now supporting EastWest Debit Cards, customers can add their card to Google Wallet to enjoy fast, seamless, and secure payments.

That’s whether for everyday purchases, online shopping, or even when traveling overseas. Specifically for Eastwest Priority clients who travel frequently, Visa Infinite Debit Cardholders can enjoy more benefits, like:

  • Low foreign exchange fees of 1.7% (with no foreign exchange bank conversion fees promo until March 31)
  • Waived interbank domestic withdrawal fees
  • Up to 10 free international ATM withdrawals per year (with free and unlimited international ATM withdrawals promo until March 31)
  • 24/7 access to Visa Infinite Concierge

From casual cafe purchases to grocery checkouts and even online purchases and international trips, having EastWest on Google Pay transforms the smartphone into a secure, all-in-one wallet.

As with other banks offering the same capabilities, users do not need to carry their physical card with them anymore. A simple tap with a compatible Android device or wearable completes the transaction.

EastWest’s Debit Cards are powered by Visa, and are accepted at millions of merchants worldwide.

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