Ahead of its 12th anniversary, Home Credit Philippines has bared that it has already reached 12 million customers as of August 2025.

At its recent Future Focus: Building Tomorrow Together event, executives of Home Credit shared some numbers as the financial solutions provider has become a trusted leader in consumer finance.

33

Home Credit Philippines only had 33 customers when it opened its first ever booth back in 2013.

700, 1,100, 1,400

During its peak season, Home Credit said it has financed an average of 700 refrigerators, 1,100 air conditioners, and 1,400 televisions per day.

This highlights the strong demand for comfort and convenience at home even as consumers seek flexible financing methods.

10,000

Today, the company has a dedicated team of 10,000 sales associates.

18,000

Moreover, the financial solutions provider has presence in 18,000 partner stores. It’s impossible not to see one when visiting the tech and consumer electronics section of a mall.

2.5 million

That’s the number of smartphones HCPH has financed since the start of 2024. That’s an average of 5,000 devices per day, not even counting other electronics and appliances.

27 million

That’s how many mobile app downloads the Home Credit App has so far. It is available on the App Store, Google Play, and Huawei AppGallery.

PhP 4.5 billion

Recognizing that mobility has also been emerging as a rapidly growing industry in the Philippines, HCPH has also ventured into making motorcycles and e-bikes more accessible for Filipinos.

The company said it has financed closed to 70,000 units of such vehicles since 2024, amounting to PhP 4.5 billion.

PhP 20 billion

Furthermore, the iPhone remains one of the top choices for Home Credit users looking to purchase smartphones through its flexible plans.

Financing for iPhones reached PhP 10 billion in 2024, and HCPH said it is expected to hit PhP 20 billion by the end of 2025. That’s double the previous year’s volume.

PhP 500 billion

To cap it all off, this is the whopping total sales figure estimate across all credit offerings.

Home Credit Protect

Working hand in hand with the company’s affordable installment plans are its Home Credit Protect insurance program.

This is designed to give customers peace of mind without added financial strain. They can choose between Borrower Protection and Device Protection.

The first covers accidents, life, illness, hospital cash, installment waiver, online consultations, and protections for loved ones.

On the other hand, the second focuses on safeguards against accidental liquid damage, extended warranty, door-to-door repair or replacement, and like-for-like device replacement.

As of August 2025, Home Credit said it has approved and released over PhP 1.75 billion in claims for nearly 70,000 devices.

If you’ve ever experienced the freelancer life in the Philippines, you’re likely familiar with the country’s lack of easily accessible options for sending and receiving money abroad. Launched in the Philippines last year, Wise is a globally recognized finance platform that lets users easily transfer money between borders. Now, the platform is going even further for MSMEs by launching Wise Business.

While the platform is already established for travelers and freelancers, Wise Business adds a convenient way for MSMEs to manage their business from one convenient platform.

As expected from the platform, the new feature lets users receive overseas payments in 24 different currencies. Likewise, users can also send payments instantly at the mid-market exchange rate and no hidden fees.

A Wise Business account is free to open and needs no minimum balance or monthly fees. Business owners can also apply for dedicated cards for their employees. They can then use the card for expenses in over 150 countries. On the flipside, employers can monitor their employees’ expenses and set spending limits.

On the back end of things, the Wise Business account can connect seamlessly to popular accounting software like Xero and QuickBooks. Users can also create invoices right on the platform.

SEE ALSO: Wise helps transfer money easily from abroad to the Philippines

I go on these media trips year after year. Some are fully sponsored, others only partially. Yet no matter what the arrangement, I’ve often ended up unsure about how much I actually spent.

I’ve never been the type to meticulously track expenses (not ideal, I know). But during two of my most recent trips, I finally had a better grasp of where my money was going — thanks to the Maya Black Credit Card.

So, what is Maya Black Credit Card?

The Maya Black Credit Card is Maya’s sleek new premium card that ditches the old-school rules around who gets access to credit.

Instead of relying on traditional credit checks, Maya uses your in-app data and AI-powered models to figure out if you’re eligible. You can apply right from the app, get approved fast, and even start using a virtual card instantly.

The physical card? It’s numberless and shows up at your doorstep in a few days — all managed straight from your phone.

What makes it even cooler is how it’s designed so everyone’s invited, even if you’re still building your credit history. If you’re still working on your credit score, you can get Maya Black Express. It has the same perks as Maya Black, but instead of basing your limit on credit history, Maya bases it on the amount you set aside in your Maya account, and that money still earns while it’s there. 

And because it’s still a black-tier card, you get the perks — real-time Maya Miles with every purchase, airport lounge access, and global acceptance via Visa.

Basically, Maya’s making credit cards feel a little less intimidating and a lot more accessible.

Maya made me look

The real game-changer for me wasn’t just the card itself — it was the habit I developed around checking the Maya app. Unlike my regular banking app, Maya’s already part of my daily routine. I open it often, whether to pay bills or just check my balance.

So, when I used the Maya Black Credit Card for my primary expenses on a couple of recent overseas work trips, I ended up monitoring my spending without even trying.

It also helped that I went to cities where credit cards are accepted pretty much everywhere.

Taipei for Computex

This was my first true test. If I remember correctly, I had just received the Maya Black card before the trip. You could say it was a trial by fire.

First hurdle: topping up my EZ Card — Taiwan’s almost do-it-all reloadable card. I had to use cash for that one thing because I wanted to keep it strictly for public transport. That was the only time I needed physical money. Every other transaction went through Maya Black.

From my onigiri-and-iced coffee breakfasts to Uber rides and even that one dinner I had to cover for the team — everything was on the card.

That level of convenience? Unmatched. And at the end of each day, I could easily pull up the Maya app to see where my money went.

Now, I wish I could say it helped me rein in my spending on this trip. But since I’d already paid for everything out of pocket, I figured — no need to add more pressure on myself.

New York, though, was a different story.

Unpacked in New York City

This one was a bigger challenge: a more expensive city, more places to go, and way more temptations. I already knew I’d go over my target budget — but the difference was, I knew exactly when it happened.

The Maya app didn’t just show me the numbers — it made me more conscious of my habits. I started making smarter choices (well, mostly) because I didn’t want to face a giant wall of red transactions after the trip.

Smarter, in this case, mostly meant cutting unnecessary spending. I limited my Uber rides to when I really needed them. The rest of the time, I just took in the city — walking around and soaking it all in.

For dining, I made sure I got my money’s worth — or just tagged along with the delegation. The tipping culture in New York? Let’s just say it’s not something my third-world salary was fully prepared for. But I digress.

Another underrated feature: Maya sends SMS alerts with every transaction. So, I felt the pang of each swipe in real-time — no need to even open the app sometimes.

Best for travel

Overall, the Maya Black card proved to be a reliable travel partner — helping me “manage” my expenses. And I say “manage” in quotes because it wasn’t about strict budgeting. It was more like tracking my behavior and knowing what to improve next time.

There were three key features that stood out:

Instant updates

It felt like having a live expense tracker in my pocket. No guesswork. Just open the app and see where you’re at — any time of the day.

Currency Conversion Clarity

Foreign currency transactions are automatically shown in pesos, so I didn’t have to guesstimate or pull out a calculator just to see if something was worth it.

Security

The card is numberless, and everything’s managed in-app. If anything happens, I could freeze it instantly with a tap. That gave me peace of mind the whole time.

I’m still not the kind of person who logs every peso in a spreadsheet. But Maya Black made me just aware enough to be a more mindful spender — without turning it into a chore.

That’s a win in my book.

Should you get a Maya Black Credit Card?

If you’re someone who travels for work, doesn’t obsess over budgeting, but wants to be more mindful of spending — Maya Black makes that easy.

It’s not just about perks or design. What really makes it work is how seamlessly it fits into your existing app habits. That’s where it sticks.

This feature is a collaboration between GadgetMatch and Maya.