Features

A journey to self-love: How to set your financial goals straight

With CIMB Bank’s help

Image: MJ | GadgetMatch

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There was a point in my life when adulting hit me hard: my romantic relationship suddenly ended, which coincided with my resignation from my full-time job of three years. The thing is, I had a plan before everything happened, but life is indeed full of unexpected moments.

I decided to take a rest first to clear my overwhelmed mind. I ended up doing what most young adults like me would do: travelled to different places, went out with friends, volunteered for several causes, and spoiled myself with my favorite things and experiences — everything that involved doing what I love and seizing life’s great moments.

I was busy indulging myself in this idea of “self-love” until I realized that my bank account was draining every single week, and I was close to maxing out my credit card limit. That’s when it hit me: I wasn’t financially prepared to sustain this kind of lifestyle. 

Self-love is more than just showering yourself with pretty things

We all have this idea that “self-love” is about indulging in life’s best comforts, and doing whatever sets our soul on fire. Newsflash: real life is much trickier than these scenarios we see in rom-com films.

For me, I had to take more extra work to do these things I love, while still being able to pay bills. I regretted not being able to save up more and use my money wisely. I eventually found myself living life from paycheck to paycheck, and I realized that this is not the life I wanted to live. I couldn’t fully enjoy life’s moments, since my financial restrictions were always at the back of my mind. 

I have come to understand the real concept of self-love — that it is actually about creating a life that is prepared for whatever life’s challenges throw at us. Instead of treating ourselves to short-lived thrills, it’s much better to manage our finances first so we’re always ready for the next big thing. Being smart with our finances is indeed a great form of self-care. 

Seize life’s moments by being financially fit

CIMB Bank, the “Best Digital Bank” in the Philippines is a great choice for people like me who want to save up for life’s next moments. The best thing about it is I can open an account seamlessly in just 10 minutes — no need to personally enroll in a branch and wait for weeks to secure an account. No wonder they have been recently awarded as the “Fastest Growing Digital Bank” as well.

Through the CIMB Bank PH mobile app (iOS/ Android), managing and accessing my money is also much easier compared to other banks. They offer great perks and services such as transacting with other banks for free, withdrawing in over 25,000 ATM machines nationwide without penalty charges via Visa pay, wave debit card, and not be bothered by maintaining balances.

I can also access my cash 24/7 in just a few taps, and it’s connected to other local payment gateways I frequently use like GCash and dragonpay, so it greatly fits my flexible lifestyle.

True to its commitment to helping Filipinos achieve financial inclusion and freedom, this all-digital, mobile-first bank offers an interest rate of four percent (4%) per annum available all year round, with no restrictions, via its UpSave account offering. It’s the best-in-market savings rate, which makes me save more money without worrying about security. They also offer up to Php 2 million worth of life insurance coverage!

With CIMB Bank, I can track my savings easily and invest my money in experiences that will allow me to feed my passions. When the time comes that life throws more unexpected moments, I know I’m financially secured to handle it. And that is one of the best forms of love I can give to myself.

To know more about CIMB Bank PH, click here.


This feature was produced in collaboration with Her GadgetMatch and CIMB Philippines.


Camera Shootouts

vivo V25 vs V23 5G: Camera Shootout

Are there even significant improvements?

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vivo V25

It hasn’t even been a year but vivo has already revealed the successor to the V23 5G that was launched earlier this 2022. But is it actually worth upgrading to the new vivo V25? Or should you save yourself some money and buy the older V23 5G instead?

vivo V25

Don’t let that new camera bump with bigger circular cutouts on the vivo V25 fool you. On paper, the cameras are close to one another but the V25 has the advantage of having a slightly wider aperture and OIS (Optical Image Stabilization) that the V23 5G doesn’t have.

vivo V25 vivo V23 5G
Wide 64MP f/1.79
PDAF, OIS + EIS
64MP f/1.89
PDAF, EIS
Ultra-WIde 8MP 120º f/2.2
Macro 2MP f/2.4
Selfie 50MP f/2.0 wide

 

50MP f/2.0 wide
8MP f/2.28 ultra-wide
+ Dual-tone Spotlight

The sad news though is that, vivo has decided to remove the extra ultra-wide selfie camera and dual flash system on the new V25.

vivo V23 with the Dual-tone Spotlight Flash feature

But how do these phones perform side-by-side knowing the new V25 also has a slightly less-powerful MediaTek Dimensity 900 chipset over V23 5G’s Dimensity 920? Are there enough convincing differences or is the older model actually better? Feed yourself some photo sample comparisons below.

Daylight

In any given circumstance, a valuable Android midranger should take at least a decent photo with natural light around — thus me taking lesser photos to compare.
Still, your judgment matters.

#1A (Ultra-wide)

vivo V25

#1B (Wide)

vivo V25

#2

#3A (Wide)

#3B (Zoom)

Food

Taking food shots (mostly with indoor lighting) is a better way to test which phone camera is capable of producing the better image output with the right amount of highlights, shadows, contrast, sharpness, temperature, as well as Dynamic Range.

#4

#5

#6

#7

#8

#9

#10

#11

*Left photo was taken multiple times with the focus tapped on the baked roll. Lens coating was also cleaned several times but still resulted to the same output.

#12

Night Mode

Low-light photos can either make or break the capabilities of a smartphone’s camera.
While it’s a mixed bag of outputs, it still depends on the user if Night Mode photos are important in a midranger or not.

#13A (Wide)

#13B (Ultra-wide)

#14

#15

#16

#17

#18

vivo V25

#19

vivo V25

#20

vivo V25

BONUS: Low-Light Selfie

For users who love taking selfies even in the dark, both phones can take fill-in flash (using the display) to brighten up your faces.

Without Flash

vivo V25

However, the ultra-wide selfie and Dual-tone Spotlight feature were removed completely from the vivo V25. You just have to guess and pick which is which.

With Flash (Aura Fill, Dual-Tone Dual Spotlight Flash)

vivo V25

Results

No more confusions, the results are consistent all throughout the board:

Photo A — vivo V23 5G

Photo B — vivo V25

Conclusion

vivo V25

While it’s barely a big camera quality improvement, the vivo V25 has rendered some of the scenes quite well such as in Photos 1A, 11, and 12 which the V23 5G failed to display at least an acceptable output. Other times, the vivo V23 5G delivered better results like in Photos 1B, 2, 3A, 4, and 13A. Those images delivered overall better photos with a sufficient amount of HDR (High Dynamic Range) and AWB (Auto White Balance).

Overall, the V25 produced better images with decent amount of highlights, shadows, contrast, sharpness. The newer model also has some slight edge on focusing and making shots brighter and more stable at night.

vivo V25

While only two selfies were provided, the V23 5G obviously has the edge — especially with its extra selfie lens and dual-flash feature.

vivo V25

If you’re coming from the V23 5G, you don’t need to upgrade to the vivo V25. Period. But, if you’re looking for a phone to replace your old vivo smartphone (or pretty much any old budget phone or midranger for that matter), buying the V25 won’t hurt.

vivo V25

Unless you’re looking for a used unit, a brand new vivo V23 5G is being sold at PhP 27,999. Whereas, a brand new V25 retails at a cheaper PhP 23,999 price tag.

vivo V25

Imho, choosing the V23 5G over the V25 is advantageous for some reasons: a more premium-looking design with metallic sides, slightly faster chipset, and the extra selfie camera.

vivo V25

But realizing how more capable the cameras of the V25 are, you can also choose it for its bigger battery and brighter display. Also, the OIS feature is very handy if you love taking photos in action or at night or just record stable-free videos without worrying about warping and jitters. At the end of the day, you should know what you value the most in buying a new smartphone.

SEE ALSO:

vivo V25 is a Night Portrait Master

Taking photos to the next level with the vivo V23 5G

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Camera Shootouts

iPhone 14 Pro Max vs 13 Pro Max vs S22 Ultra: Camera Shootout

A Very Different Camera Test

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The iPhone 14 Pro Max finally has an upgraded camera system — highlighted by its 48MP main camera sensor.

But does it really take better photos vs the iPhone 13 Pro Max and Samsung’s Galaxy S22 Ultra?

Find out in our photo-walk style camera shootout with the pro-photographer and Apple’s #ShotoniPhone Macro Challenge Global Winner Tom Reeves.

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Accessories

Apple Watch Ultra Unboxing and Review (Part 1)

Is it really worth your hard-earned savings?

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After several years of waiting, an Apple Watch dedicated for explorers, adventure-seekers, and elite athletes is finally here!

Lo and behold, the new Apple Watch Ultra.

While just being a first product of its kind, it actually offers features that can rival its popular competitors.

But is it worth your hard-earned money considering its price tag starts at a whopping US$ 799 / S$ 1199 / ₱53,990?

Watch how Michael Josh unwraps the new watch in the latest Apple Watch Ultra Unboxing and First Review.

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