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Here’s what you can do with UnionBank Online

A good-looking and functional online banking portal

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Gone are the days when you have to go to the bank to do a transaction. If you want to check your balance, transfer money, or even pay bills, all you need now is a smartphone.

If you have a UnionBank account, you must check out the new UnionBank Online — an online banking facility that allows clients to make transactions on the go.

Mind you, this ain’t just another banking app with a tedious interface. To know more about the app, here are six things you can easily do for better mobile banking.

View all your accounts in one place

You can view real-time balances of Current or Savings accounts, Credit Cards, Loans, and Time Deposits all in one dashboard. Basically, it’s a one-stop app for everything UnionBank.

You can download the app for free. Plus, it’s available 24/7 which means you can do your bank transactions anytime, anywhere!

Log in with your fingerprint or Face ID

UnionBank Online supports quick access via your phone’s fingerprint reader or Face ID. This is the easiest way to log in to your UnionBank Online account without typing long passwords.

Also, you can activate the Quick Balance feature to instantly check your account balance without logging into the app. This saves you time if you wish to double check how your account is doing.

Personalize and make it yours

Online banking is more personal if you add your own selfie! You can also manage the notifications sent to you according to your preferences.

Additionally, UnionBank Online allows you to take full control of your account by selecting which transactions must have one-time passwords for added security. The choice is yours!

Enjoy exclusive features with other users

UnionBank Online is ahead of the pack with exclusive features for UnionBank clients. Anyone can use the Split Bill feature to make it easier for friends to pitch in for meals or any group purchases, and also use QR codes to request direct payments from other users.

This is available for free and crediting is done in real-time — no more waiting! All you need is the other user’s mobile number.

Send money to any major local bank

With UnionBank Online, you can send money to any major local bank in just a few taps. The best part is that you don’t need to enroll them. Just indicate the account details, the amount to transfer, and hit send!

If you’re not in a rush, you may avail of the free intrabank money transfer via PesoNet which credits the amount by the end of the day. There’s also a real-time option via InstaPay with a minimal fee of PhP 10 for instant money transfer.

Pay over 150 billers instantly

Don’t spend precious time falling in line just to pay your bills. With over 150 billers listed, you can virtually pay any bill through UnionBank Online. Again, no enrollment needed!

You can even save the biller’s details to instantly pay them the next time. Not only that, you may also pay someone else’s bill using your own account.

Buy prepaid load from all local carriers

Did you run out of prepaid load? No worries! You can buy load from Globe, TM, Smart, TNT, and Sun Cellular directly from UnionBank Online.

All you need is the prepaid mobile number. Save it as one of your favorites for even faster reloading. You can also buy load for your friends and family!

How do you start enjoying UnionBank Online? Simply sign up using any of your UnionBank Savings, Checking, ATM Card, Debit Card, Credit Card, Time Deposit, or Loan accounts.

You may visit www.unionbankph.com/online to sign up today and download the app through the Apple App Store for iOS devices or Google Play Store for Android phones and tablets.


This feature was produced in collaboration between GadgetMatch and UnionBank.

Apps

Google’s Emoji Kitchen will mash-up your favorite emojis

Rolling out on Gboard

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Do you know that Merriam-Webster adds new words to the dictionary every year? Do you also know that the Unicode Consortium adds new emojis to everyone’s devices every year? Such is the way of language. New ways to communicate will always emerge out of nowhere. Usually, they form whenever two things combine into an all-new form. It’s easy enough to combine words together, but how do you do that with emojis?

Google is developing a way to fuse emojis into new ones. In an official blog post, the Android developer announced the new feature called Emoji Kitchen. A feature of Gboard, Emoji Kitchen unlocks a plethora of new emojis. How about a cowboy ghost? Or a crying robot? Or a kissing poop face?

Prior to the Emoji Kitchen, users already received access to emoji variants in the past. Today, you can select different skin tones for human emojis. With the Emoji Kitchen, you can mix existing ones with each other. Likewise, users can access the feature automatically by opening compatible emojis. Opening the cowboy emoji sub-menu, for example, will open up its different variants.

Naturally, Emoji Kitchen will combine only existing emojis. In other words, you can’t create an all-new emoji from nothing. All new emojis come from Google’s own designers. Still, the feature’s new combinations will come in handy. Especially when I feel like a… monkey cactus?

Emoji Kitchen is slowly rolling out to Gboard users starting today. If you don’t want to wait for an official version, you can sign up for the Gboard Beta program for instant access.

SEE ALSO: Emoji documentary to show at this year’s Tribeca Film Festival

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Xiaomi, OPPO, Vivo joins Huawei’s effort to build a Play Store alternative

Preparing for a Google-less future

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Xiaomi, OPPO, and Vivo recently collaborated with Huawei to build the Global Developer Service Alliance (GDSA). GDSA aims to create a single app store aimed at simplifying app uploads and downloads for developers and consumers.

At first glance, GDSA seems like a competitor for Google’s Play Store. Over the years, the rising hostility of the US towards Chinese tech companies led to tariffs and outright ban from using its technologies. For example, Huawei suffered an entity ban last 2018 due to suspicions of spying for the Chinese government.

Such precedence may have stoked fear among other Chinese companies that a ban could be leveraged by the US in the future. Dependence on Western technologies is crucial for these companies. As such, a ban would represent a great loss, considering that most of these companies have established markets in many countries.

To counter this scenario, these tech companies are slowly building their own alternatives to established apps and services. Huawei, for its part, had already pushed out AppGallery as an alternative to Google’s Play Store. Xiaomi, OPPO, and Vivo have their own app stores in China due to a continuing ban on Google’s services in the country.

A unified app store

A unified app store will greatly simplify the process for developers who have to deal with these multiple app stores. GDSA will unify the backend of these app stores so developers can publish once and have their apps appear on the brands’ respective app stores.

For now, details about GDSA are scarce. Pilot countries for its deployment include 9 key regions including India, Russia, Malaysia, and the Philippines. A prototype website has been set up, but developers cannot sign up for it yet.

But if GDSA really pushes through, Google will face some serious competition on Android app distribution. Furthermore, the issue of fragmentation will only deepen in the ecosystem as companies build their own version of Google apps.

Xiaomi’s statement

Xiaomi already responded with a statement stating that they have no plans to position GDSA as a Play Store competitor. The company reiterated GDSA’s function to simplify the app uploading process. Furthermore, there was no mention of Huawei in their statement.

Huawei and Google have yet to release a statement. However, it is clear that Google will not welcome this development. Considering that Google has an iron grip on app store distribution outside China, a viable competitor will only compel the American company to further control the Android ecosystem.

With a tightening grip on Android, other tech companies will only intensify their efforts to build an alternative OS. Huawei, as an example, launched HarmonyOS for its devices in the future.

An alternative app store will also open up another potential avenue for hackers targeting users with malware. This will only contribute to security and privacy problems in Android, which has long been dealing with notorious malware and data breaches.

Source: Reuters

 

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Grab Philippines ordered to suspend in-car recording and selfie verification

Due to violations in the Data Privacy Act of 2012

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Last year, Grab Philippines tested new features to ensure passenger and driver safety. These new features are in-car audio and video recording, as well as selfie verification.

However, the country’s National Privacy Commission (NPC) ordered Grab to halt the rollout of these features. The commission stated that those features pose a privacy risk to passengers. A cease and desist order released by NPC cites violations within the Data Privacy Act of 2012, which governs the privacy and security of all digital data on the country.

NPC also stated in its Notice of Deficiencies that the ride-sharing company failed to assess the new features’ risk to passengers, taking only into account “the risk faced by the company”.

The notice also noted that there is no clear mechanism for informing passengers when recorded data gets sent to authorities. It also found out that there is ambiguity in opting out of recording.

As such, NPC gave Grab 15 days to address the deficiencies it found for both in-car recording and selfie verification. This is surely a welcome move for ensuring passengers’ privacy. However, the question remains on what measures Grab will implement in the future to protect its passengers’ safety.

Source: Top Gear Philippines

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