Gone are the days when you have to go to the bank to do a transaction. If you want to check your balance, transfer money, or even pay bills, all you need now is a smartphone.
If you have a UnionBank account, you must check out the new UnionBank Online — an online banking facility that allows clients to make transactions on the go.
Mind you, this ain’t just another banking app with a tedious interface. To know more about the app, here are six things you can easily do for better mobile banking.
View all your accounts in one place
You can view real-time balances of Current or Savings accounts, Credit Cards, Loans, and Time Deposits all in one dashboard. Basically, it’s a one-stop app for everything UnionBank.
You can download the app for free. Plus, it’s available 24/7 which means you can do your bank transactions anytime, anywhere!
Log in with your fingerprint or Face ID
UnionBank Online supports quick access via your phone’s fingerprint reader or Face ID. This is the easiest way to log in to your UnionBank Online account without typing long passwords.
Also, you can activate the Quick Balance feature to instantly check your account balance without logging into the app. This saves you time if you wish to double check how your account is doing.
Personalize and make it yours
Online banking is more personal if you add your own selfie! You can also manage the notifications sent to you according to your preferences.
Additionally, UnionBank Online allows you to take full control of your account by selecting which transactions must have one-time passwords for added security. The choice is yours!
Enjoy exclusive features with other users
UnionBank Online is ahead of the pack with exclusive features for UnionBank clients. Anyone can use the Split Bill feature to make it easier for friends to pitch in for meals or any group purchases, and also use QR codes to request direct payments from other users.
This is available for free and crediting is done in real-time — no more waiting! All you need is the other user’s mobile number.
Send money to any major local bank
With UnionBank Online, you can send money to any major local bank in just a few taps. The best part is that you don’t need to enroll them. Just indicate the account details, the amount to transfer, and hit send!
If you’re not in a rush, you may avail of the free intrabank money transfer via PesoNet which credits the amount by the end of the day. There’s also a real-time option via InstaPay with a minimal fee of PhP 10 for instant money transfer.
Pay over 150 billers instantly
Don’t spend precious time falling in line just to pay your bills. With over 150 billers listed, you can virtually pay any bill through UnionBank Online. Again, no enrollment needed!
You can even save the biller’s details to instantly pay them the next time. Not only that, you may also pay someone else’s bill using your own account.
Buy prepaid load from all local carriers
Did you run out of prepaid load? No worries! You can buy load from Globe, TM, Smart, TNT, and Sun Cellular directly from UnionBank Online.
All you need is the prepaid mobile number. Save it as one of your favorites for even faster reloading. You can also buy load for your friends and family!
How do you start enjoying UnionBank Online? Simply sign up using any of your UnionBank Savings, Checking, ATM Card, Debit Card, Credit Card, Time Deposit, or Loan accounts.
This feature was produced in collaboration between GadgetMatch and UnionBank.
Even Microsoft listens to your Skype and Cortana recordings
Absolute privacy is a myth
A couple of weeks back Apple admitted it listens to accidental triggers of Siri to analyze and improve user experience. They also added that none of the recordings are associated with the user’s identity. However, contractors tasked to listen to these recordings admit coming across clips that revealed personal data.
Now, even Microsoft admits it uses human contractors to review its users’ audio. The list of “listening” companies also includes Amazon, Facebook, and Google. If you want absolute privacy, going off-the-grid may be your only option.
Microsoft uses third-party contractors to listen to your voice conversations on Skype and virtual assistant Cortana. The updated privacy statement says a human review is used to help build, train and improve the accuracy of its artificial intelligence systems.
While other companies like Facebook, Google, and Apple have suspended these collections, Microsoft says it will “continue to examine further steps we might be able to take.” In simpler terms, “Screw you, we’ll continue doing it.”
The company also says the recordings may actually be subject to “transcription of audio recordings by Microsoft employees and vendors.”
Users are increasingly worried about online privacy since the Cambridge Analytica scandal was revealed. Technology companies have a huge chunk of our daily lives and many aren’t comfortable with it. Especially when privacy policies are complex and security loopholes are widely abused.
Facebook will have dark mode for mobile
Things are looking bright for our eyes
Facebook is working on Dark Mode for mobile
I wrote a blog about this: https://t.co/X5tAZuIlPz
— Jane Manchun Wong (@wongmjane) August 12, 2019
Wong came across the unreleased dark mode for Android by looking in the code underneath, indicating that the tech giant has recently started implementing the feature. However, it seems that Facebook’s dark mode is still in its early stage of development.
By “early stage of development”, this is what I mean
Only the Groups tab is looking good for the demo at the moment 😅 pic.twitter.com/L1SHaWlSk1
— Jane Manchun Wong (@wongmjane) August 13, 2019
While some users declared having it already on Facebook Watch, Wong emphasized that the dark mode is underway across the whole Facebook app.
There are no words yet from Facebook regarding dark mode nor its timeline for implementation. However, things are looking bright for our eyes that are hurt by bright lights should the tech giant implements the much-awaited feature. It’s only a matter of time before we embrace the dark.
Creative hacks to improve your Instagram Stories
Using only Instagram and native phone apps
Instagram has become an outlet for a lot of creatives over the years. It’s evolved from a platform where we share mundane photos of food and moods to hyper-curated grids — until Instagram Stories was introduced, that is. If you’re one of those people who barely post anything other than stories, here are some easy and not-so-simple ways on how they can look better so you can tell your stories better:
Use the native camera app
Most phones released in 2019 now have at least two different cameras — a combination of wide angle and telephoto, or wide angle and ultra-wide angle. Some even have up to three or four in total. Take advantage of these lenses by taking your photos on the native camera app instead of going straight to Instagram. By using an ultra-wide angle lens you can fit more in your shot without walking several steps backwards. If your phone has a built-in night mode, your low light shots will also turn out much better when you take them using the camera app instead of Instagram’s camera.
“Wrap” your caption around shapes
If your caption is a bit long, get creative by wrapping them around your subject’s shape. If you have a photo of food or coffee for example, you can type the letters one by one around the plate or cup.
Apply your video camera’s built-in filters
Smartphone cameras are getting more and more features each year. On the Samsung Galaxy Note 10 for example, there’s a feature called Live Focus Video where you get a TV glitch filter. This adds a retro, vaporwave aesthetic to your videos without having to install a third party app.
Make your subject pop by doodling around it. You can add dots, lines, hearts, stars, or broken lines around it — whatever you can think of! Doodles can also add a better narrative to your story than captions when Spider-Man appears out of nowhere for instance.
Animate your captions
By simply adding small GIFs like stars around your caption, or integrating word GIFs into your caption can make it look like it’s animated. If you have a Samsung Galaxy Note 10, you can also get animated handwriting with the S Pen using the phone’s native editor whether that’s on a photo or a video.
“Mask” your subject
Another way to make your subject stand out is by “masking” lines or handwriting behind it. Simply write over your subject using any of the pen shapes, then erase parts of the lines or handwriting to make it seem like it appears over and under the subject.
Mix fonts with your handwriting
Instagram’s font selection may be limited but doesn’t mean your imagination should be. Pick any font to write your caption with — ideally anything but Neon — then pick one word to replace with your handwriting. You can also play around with tracking by simply adding spaces in between letters.
The trick in making your Instagram Stories look better is to not overshare and not overdo any of the effects. Just because you can add GIFs doesn’t mean you should plaster the entire screen with them. While it should feel more raw than your posts, be more purposeful in what you share — always try tell a story whether you’re sharing a photo or a video. It’s called Instagram Stories for a reason.
How do you make your Stories different? Share your tips with us in the comments section below.
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