Apps

Going Cashless: Make payments, transfer funds all on your phone

It’s pretty convenient

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So you’re stuck at home with some extra time on your hands. When you feel like taking a break from all the shows you’ve been watching, perhaps you can make time to figure out how to transition to cashless payments.

We’re dealing with a unique situation right now and cashless transactions is one of the little ways in which we can help with social distancing measures. Not to mention, it’s also pretty convenient.

If you already have a bank account, chances are you’re already using that bank’s mobile app. If not, we encourage you to do so. But we’re not going deep into that. Today, we’re looking at other payment services that will help you go cashless.

GCash

We partnered with GCash a while back for this quick How-To video. But if you don’t feel like watching, the text comes right after.

Before anything else download the app on the App Store, Google Play, or AppGallery.

Step 1. Open the GCash app and enter your mobile number. Tap “Next” to proceed.

Step 2. Fill in the mandatory information. These include your First Name, Last Name, Birthday, Address, Email Address. When you’re done, tap “Next” to proceed

Step 3. Review your information. Gotta make sure everything’s accurate and matches any official ID you have with you. If you have a referral code, input it using the drop down below your information. Afterwards, tap “Next”.

Step 4. Set your Mobile Pin by inputting a 4 digit MPIN. It’s very important that you can easily remember your MPIN. It serves as your password to access your GCash account. You also need it for your future GCash transactions. So yeah, don’t use your birthday or any birthdays of anyone you’re super close with. Protect your MPIN like your life depended on it. Tap “Submit” to move on.

Step 5. You will receive a 6-digit authentication code via SMS in the device authentication page. Enter the code to authenticate your device.

Step 6. Enter your 4-digit GCash MPIN and click ‘Log In’ to enter the app.

Congratulations! You’re now on GCash. There’s a ton that you can do here. This is where I connected my bank account so I’ve been using GCash to move money around my other accounts, transfer money to my family and friends, load up my prepaid sim, and of course the usual in-store transactions. You can also link it to your Lazada account for your online shopping needs.

For more information, visit the GCash Help Center.

PayMaya

PayMaya is very similar to GCash in that they practically let you do the same things. As mentioned earlier, these are making cashless payments, transferring funds, as well as online shopping. Personally, this is the account I used for most of my app subscriptions like Netflix, Spotify, and NBA League Pass.

Again, make sure you have the app. Get it on the App Store, Google Play, or AppGallery.

Step1: Register with your name, email and mobile number​. The mobile number can be with any network you’re currently using.

Step 2: Create a password​. Unlike GCash which uses an MPIN, the PayMaya password is a lot more like the usual passwords you use for your social media accounts. Again, make sure it’s secure and something easy for you to remember.

Step 3: Receive a verification SMS​. Enter this verification number on the app.

Step 4: Click the VIEW CARD button​.

Step 5: Input your address and birthday​.

Step 6: Receive a confirmation that your account has been activated​

PayMaya also has these cashback promos every now and then. That means anything you purchase, a percentage of that goes back to your account. Here’s a quick little video on that.

To find how you can maximize PayMaya just head on over to their Support Page.

GrabPay

Grab has surprisingly expanded its GrabPay services to more than just hailing rides, deliveries, and paying for GrabFood.

You can now also do the following:

  1. Cashless payment for Grab services (GrabCar, GrabFood, GrabExpress, GrabMart)
  2. Buy prepaid load
  3. Pay bills (Cablielink, Cignal TV, Destiny Cable, DFA, Easytrip, Globe, Manila Water, Maynilad, Meralco, Metro Cebu Water, MMDA, NBI, Pag-IBIG Fund, PLDT, Sky Cable, Smart, Smart Bro, SSS, Sun Celular, UNICEF, VECO)
  4. Pay in-store
  5. Pay online
  6. Send money for free (person-to-person and bank transfer)

Registering is pretty straightforward. Download the app on the App Store or Google Play, and then register using your phone number, Facebook account, or Google account.

For more on what else you can do with GrabPay and how they’re expanding, you may visit their Help Page.

You can also use these services to donate towards efforts in fighting COVID-19. For other ways to help check out our Where To Donate article.

Apps

The best apps in the App Store this 2020

According to Apple

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It’s that time of the year! Apple finally presented its App Store Best of 2020 winners. The technology giant recognized 15 apps and games that contributed to making life easier, healthier, and more connected this year.

Best Apps of 2020

iPhone App of the Year: Wakeout!, developed by Andres Canella

iPad App of the Year: Zoom

Mac App of the Year: Fantastical, developed by Flexibits

Apple TV App of the Year: Disney+

Apple Watch App of the Year: Endel

Best Games of 2020

iPhone Game of the Year: “Genshin Impact,” from miHoYo

iPad Game of the Year: “Legends of Runeterra,” from Riot Games

Mac Game of the Year: “Disco Elysium,” from ZA/UM

Apple TV Game of the Year: “Dandara Trials of Fear,” from Raw Fury

Apple Arcade Game of the Year: “Sneaky Sasquatch,” from RAC7

App Trends of 2020

App Trend of the Year: Shine, for helping users practice self-care.

App Trend of the Year: Caribu, for connecting families to loved ones.

App Trend of the Year: “Pokémon GO,” for reinventing the way we play, from Niantic.

App Trend of the Year: ShareTheMeal, for helping users make a difference.

App Trend of the Year: Explain Everything Whiteboard, for helping bring remote classrooms to life.

App Store Best of 2020 award

To celebrate these 15 apps, Apple had its designers bring meticulous craftsmanship, creating the first-ever physical App Store Best of 2020 award. It was inspired by the signature blue App Store icon.

Committing to its sustainability mission, each award reveals the App Store logo set into 100 percent recycled Aluminium, with the winner’s name engraved on the other side.

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Apps

Enterprise giant Salesforce acquires Slack for $27.7 billion

Salesforce’s biggest purchase in the 21st century

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Business software pioneer Salesforce is buying work-chatting service Slack for US$ 27.7 billion. The acquisition of Slack is being hailed as Salesforce’s biggest purchase in the 21st century.

Salesforce CEO Marc Benioff has said that together the two companies will shape the future of enterprise software. Salesforce has a robust unified platform for businesses to connect with their employees, customers, and partners, making it a perfect match for Slack.

The deal comes as the communication platform struggles to fully capitalize on the Coronavirus pandemic. With remote working becoming the new norm, the demand for enterprise communication apps has skyrocketed.

It faces a lot of competition from Microsoft Teams, which is deeply connected with Office and Outlook. Even Facebook and Google joined the race. However, their solutions lacked deep integration with other enterprise modules.

Slack was founded as a gaming company in 2009 in Canada but it soon emerged as the widely used workplace messaging app. It focused on real-time communication, giving teams the option to rely on an instant messaging app over email.

Details of the sale

According to the acquisition terms, Slack shareholders will receive US$ 26.79 in cash and 0.0776 shares of Salesforce common stock for each Slack share or US$ 45.5 per share based on Salesforce’s closing price on Tuesday.

Salesforce was the first company in the world to widely adopt the SaaS (Software as a Service) model, and it has worked wonders. The company was also among the first to leverage the cloud computing trend. It designed its entire systems around a decentralized hub that can be accessed remotely from any device, anywhere.

If the deal goes through as planned, Salesforce hopes to control Slack sometime from May to July 2021.

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Microsoft could bring Android support to Windows in 2021

Feeling the heat from Apple’s move to ARM

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Microsoft’s Windows 10 operating system is widely used globally and has remained the laptop and PC segment’s undisputed leader. However, Linux, as well as macOS, have gained considerable traction in the last few years. To maintain its edge, Microsoft could bring Android support to Windows soon.

According to a Windows Central report, internal discussions are ongoing over the possibility of bringing Android runtime to Windows 10. Currently, you can install a third-party emulation software like Bluestacks to run Android apps on a Windows device. But the experience is far from perfect and still requires a bit of a learning curve.

Apple has a significant lead in this regard because its move to an ARM-based M1 processor allows it to run iOS apps on macOS seamlessly. This ideally helps in bridging the software gap between two very different devices.

Microsoft has tried to achieve a similar goal with the Universal Windows Platform. But the results are still limited because there are barely any devices with a smaller form factor leveraging the operating system.

More importantly, Microsoft wants to bring Android apps to its Microsoft Store. While there’s no information on how it intends to achieve this, the report does say the release is expected by Fall 2021.

Microsoft no stranger to cross-platform apps

Microsoft has whole-heartedly adopted cross-platform compatibility and has a host of apps on iOS as well as Android. If it’s able to bring Android apps to Windows, it’ll challenge the status quo of Chromebooks, which has long been a pain for the Redmond giant in the affordable segment.

This isn’t the first time a company is trying to incorporate Android within its proprietary operating system. BlackBerry 10 supported Android runtime, and the brand leaned on it to make apps easily available. While the move was too late for BlackBerry, it isn’t the same for Microsoft.

It’s worth noting that the idea is in a very nascent stage right now. We don’t know how Microsoft intends to distribute Android apps or whether it’ll start supporting Google Play Services. Although one thing’s for clear — Microsoft is feeling the heat from Apple.

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