Apps

Going Cashless: Make payments, transfer funds all on your phone

It’s pretty convenient

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So you’re stuck at home with some extra time on your hands. When you feel like taking a break from all the shows you’ve been watching, perhaps you can make time to figure out how to transition to cashless payments.

We’re dealing with a unique situation right now and cashless transactions is one of the little ways in which we can help with social distancing measures. Not to mention, it’s also pretty convenient.

If you already have a bank account, chances are you’re already using that bank’s mobile app. If not, we encourage you to do so. But we’re not going deep into that. Today, we’re looking at other payment services that will help you go cashless.

GCash

We partnered with GCash a while back for this quick How-To video. But if you don’t feel like watching, the text comes right after.

Before anything else download the app on the App Store, Google Play, or AppGallery.

Step 1. Open the GCash app and enter your mobile number. Tap “Next” to proceed.

Step 2. Fill in the mandatory information. These include your First Name, Last Name, Birthday, Address, Email Address. When you’re done, tap “Next” to proceed

Step 3. Review your information. Gotta make sure everything’s accurate and matches any official ID you have with you. If you have a referral code, input it using the drop down below your information. Afterwards, tap “Next”.

Step 4. Set your Mobile Pin by inputting a 4 digit MPIN. It’s very important that you can easily remember your MPIN. It serves as your password to access your GCash account. You also need it for your future GCash transactions. So yeah, don’t use your birthday or any birthdays of anyone you’re super close with. Protect your MPIN like your life depended on it. Tap “Submit” to move on.

Step 5. You will receive a 6-digit authentication code via SMS in the device authentication page. Enter the code to authenticate your device.

Step 6. Enter your 4-digit GCash MPIN and click ‘Log In’ to enter the app.

Congratulations! You’re now on GCash. There’s a ton that you can do here. This is where I connected my bank account so I’ve been using GCash to move money around my other accounts, transfer money to my family and friends, load up my prepaid sim, and of course the usual in-store transactions. You can also link it to your Lazada account for your online shopping needs.

For more information, visit the GCash Help Center.

PayMaya

PayMaya is very similar to GCash in that they practically let you do the same things. As mentioned earlier, these are making cashless payments, transferring funds, as well as online shopping. Personally, this is the account I used for most of my app subscriptions like Netflix, Spotify, and NBA League Pass.

Again, make sure you have the app. Get it on the App Store, Google Play, or AppGallery.

Step1: Register with your name, email and mobile number​. The mobile number can be with any network you’re currently using.

Step 2: Create a password​. Unlike GCash which uses an MPIN, the PayMaya password is a lot more like the usual passwords you use for your social media accounts. Again, make sure it’s secure and something easy for you to remember.

Step 3: Receive a verification SMS​. Enter this verification number on the app.

Step 4: Click the VIEW CARD button​.

Step 5: Input your address and birthday​.

Step 6: Receive a confirmation that your account has been activated​

PayMaya also has these cashback promos every now and then. That means anything you purchase, a percentage of that goes back to your account. Here’s a quick little video on that.

To find how you can maximize PayMaya just head on over to their Support Page.

GrabPay

Grab has surprisingly expanded its GrabPay services to more than just hailing rides, deliveries, and paying for GrabFood.

You can now also do the following:

  1. Cashless payment for Grab services (GrabCar, GrabFood, GrabExpress, GrabMart)
  2. Buy prepaid load
  3. Pay bills (Cablielink, Cignal TV, Destiny Cable, DFA, Easytrip, Globe, Manila Water, Maynilad, Meralco, Metro Cebu Water, MMDA, NBI, Pag-IBIG Fund, PLDT, Sky Cable, Smart, Smart Bro, SSS, Sun Celular, UNICEF, VECO)
  4. Pay in-store
  5. Pay online
  6. Send money for free (person-to-person and bank transfer)

Registering is pretty straightforward. Download the app on the App Store or Google Play, and then register using your phone number, Facebook account, or Google account.

For more on what else you can do with GrabPay and how they’re expanding, you may visit their Help Page.

You can also use these services to donate towards efforts in fighting COVID-19. For other ways to help check out our Where To Donate article.

Apps

Top iOS 15 Features to look out for

FaceTime for Android, anyone?

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The next version of iOS rolls out this fall. There are new features such as FaceTime for Android, new Memojis, rebranded Safari and Messages app, personal identification card compatibility for Wallet, and more.

But in this video, we rounded up our Top 10 iOS 15 Features you should look out for.

Watch the whole video by clicking here.

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Apps

Voilà AI Artist turns your selfies into 3D cartoons, caricatures

And many more artistic renditions!

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Voilà AI Artist

From FaceApp to Zepeto, plenty of avatars from these apps proliferated social media platforms. Most recently, the Internet went crazy with cute avatars once more. You probably noticed how people have been posting a 3D cartoon version of themselves, akin to a Disney character. It’s all thanks to Voilà AI Artist — a photo-editing app using artificial intelligence to turn your photos into artistic renditions.

Get yourself painted as a Renaissance painting.

Voilà AI Artist

Have your selfies transformed into a 3D cartoon from an animated movie.

Turn your photos into a 2D cartoon…

Voilà AI Artist

… or even have your face drawn as a caricature.

Voilà AI Artist

Voilà AI Artist is developed by WeImagine.AI., a Canada-based team of creators and developers. The app is free to download on the App Store and Google Play Store. If you’re concerned about the app’s privacy policy, read it here.

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Apps

The US revokes Trump’s executive order that banned TikTok

A level-playing field for everyone

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President Joe Biden signed an executive order on Wednesday that sets criteria for the government to evaluate the risk of apps connected to foreign adversaries. It’s specifically meant for apps like TikTok and WeChat, which President Trump banned.

It should use an “evidence-based approach” to see if they pose a risk to US national security, said Biden. If apps are found violating fundamental laws, a ban can be imposed. The task of identifying threats has been given to the US Commerce Department.

Trump’s executive order particularly targeted TikTok and WeChat. Instead, Biden is opting for a level-playing field for everyone. Biden shares the same concerns as Trump, but their approach is vastly different.

Under the previous administration, TikTok remained in a precarious position as Trump sought to ban the app unless it sold to an American company. A proposal was produced that would have seen Oracle and Walmart owning a US entity of the service and taking responsibility for handling TikTok’s US user data and content moderation.

But there were numerous legal challenges, and before they could be ironed out, Trump lost the election. The Biden administration’s new executive order does not affect those negotiations, which are a separate process. The order also calls upon federal agencies to develop recommendations – for future executive actions or legislation — on how to protect the data of US citizens.

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