Apps

Going Cashless: Make payments, transfer funds all on your phone

It’s pretty convenient

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So you’re stuck at home with some extra time on your hands. When you feel like taking a break from all the shows you’ve been watching, perhaps you can make time to figure out how to transition to cashless payments.

We’re dealing with a unique situation right now and cashless transactions is one of the little ways in which we can help with social distancing measures. Not to mention, it’s also pretty convenient.

If you already have a bank account, chances are you’re already using that bank’s mobile app. If not, we encourage you to do so. But we’re not going deep into that. Today, we’re looking at other payment services that will help you go cashless.

GCash

We partnered with GCash a while back for this quick How-To video. But if you don’t feel like watching, the text comes right after.

Before anything else download the app on the App Store, Google Play, or AppGallery.

Step 1. Open the GCash app and enter your mobile number. Tap “Next” to proceed.

Step 2. Fill in the mandatory information. These include your First Name, Last Name, Birthday, Address, Email Address. When you’re done, tap “Next” to proceed

Step 3. Review your information. Gotta make sure everything’s accurate and matches any official ID you have with you. If you have a referral code, input it using the drop down below your information. Afterwards, tap “Next”.

Step 4. Set your Mobile Pin by inputting a 4 digit MPIN. It’s very important that you can easily remember your MPIN. It serves as your password to access your GCash account. You also need it for your future GCash transactions. So yeah, don’t use your birthday or any birthdays of anyone you’re super close with. Protect your MPIN like your life depended on it. Tap “Submit” to move on.

Step 5. You will receive a 6-digit authentication code via SMS in the device authentication page. Enter the code to authenticate your device.

Step 6. Enter your 4-digit GCash MPIN and click ‘Log In’ to enter the app.

Congratulations! You’re now on GCash. There’s a ton that you can do here. This is where I connected my bank account so I’ve been using GCash to move money around my other accounts, transfer money to my family and friends, load up my prepaid sim, and of course the usual in-store transactions. You can also link it to your Lazada account for your online shopping needs.

For more information, visit the GCash Help Center.

PayMaya

PayMaya is very similar to GCash in that they practically let you do the same things. As mentioned earlier, these are making cashless payments, transferring funds, as well as online shopping. Personally, this is the account I used for most of my app subscriptions like Netflix, Spotify, and NBA League Pass.

Again, make sure you have the app. Get it on the App Store, Google Play, or AppGallery.

Step1: Register with your name, email and mobile number​. The mobile number can be with any network you’re currently using.

Step 2: Create a password​. Unlike GCash which uses an MPIN, the PayMaya password is a lot more like the usual passwords you use for your social media accounts. Again, make sure it’s secure and something easy for you to remember.

Step 3: Receive a verification SMS​. Enter this verification number on the app.

Step 4: Click the VIEW CARD button​.

Step 5: Input your address and birthday​.

Step 6: Receive a confirmation that your account has been activated​

PayMaya also has these cashback promos every now and then. That means anything you purchase, a percentage of that goes back to your account. Here’s a quick little video on that.

To find how you can maximize PayMaya just head on over to their Support Page.

GrabPay

Grab has surprisingly expanded its GrabPay services to more than just hailing rides, deliveries, and paying for GrabFood.

You can now also do the following:

  1. Cashless payment for Grab services (GrabCar, GrabFood, GrabExpress, GrabMart)
  2. Buy prepaid load
  3. Pay bills (Cablielink, Cignal TV, Destiny Cable, DFA, Easytrip, Globe, Manila Water, Maynilad, Meralco, Metro Cebu Water, MMDA, NBI, Pag-IBIG Fund, PLDT, Sky Cable, Smart, Smart Bro, SSS, Sun Celular, UNICEF, VECO)
  4. Pay in-store
  5. Pay online
  6. Send money for free (person-to-person and bank transfer)

Registering is pretty straightforward. Download the app on the App Store or Google Play, and then register using your phone number, Facebook account, or Google account.

For more on what else you can do with GrabPay and how they’re expanding, you may visit their Help Page.

You can also use these services to donate towards efforts in fighting COVID-19. For other ways to help check out our Where To Donate article.

Apps

Twitter adds draft, schedule tweets on the web

Sending tweets just got more flexible

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Photo by Yucel Moran on Unsplash

Sending tweets just got more flexible. Twitter is now adding an option for users to draft a tweet which they can continue later. Plus, there is now an option to schedule when a tweet should be posted.

Users don’t have to do anything to take advantage of these new features. Twitter has enabled these features just recently to everyone after experimenting with them in November.

For users who want to draft a tweet, they simply have to click “X” on the tweet window. A prompt to save the tweet will appear. Clicking “Save” will send the tweet to the “Unsent Tweet” where users can see a list of their drafted tweets.

It is important to note that drafted tweets will sync only on the web version of Twitter. There’s no option yet to see web version drafted tweets on the mobile app.

Meanwhile, those who wanted to schedule their tweets can do so by clicking on the new calendar icon on the bottom left of the tweet window. By doing so, a schedule option will appear, and users can change the date and time of the tweet’s post schedule.

Twitter Support prepared a little video for those who prefer to watch these new features in action:

These new features are surely a welcome addition to the platform. Perhaps, users who wanted to clarify their thoughts first before tweeting should greatly benefit from this feature. Now, if only Twitter would give its users an option to edit tweets. It’s still a pipe dream, but with new changes being introduced to the platform, it’s not impossible.

Source: The Verge

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Apps

Microsoft adds new spellcheck system for Chrome on Windows

Embracing an open-source ecosystem

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There’s no error in the headline, Microsoft is indeed helping Google’s Chrome browser work better thanks to a new spellcheck system. This move will not just help Chrome though, it’ll also enable Edge browser with improved spellcheck. Getting too confusing? Here’s a simple explanation.

The Chromium project is a free and open-source repository, just like Android. Anyone can use it, edit it, or build upon it. Google’s Chrome browser is based on this project, and so is Microsoft’s Edge. Other browsers utilizing this backend technology are Torch, Brave, Amazon Silk, and many more.

How is Microsoft helping Google? It’s bringing a new spell checker on Windows 8.1 and newer for all Chromium browsers.  Until now, Chromium browsers were leveraging open-source proofing tools for spell checking. By collaborating directly with Google’s Chromium engineers, Microsoft has enabled Windows Spellcheck for all Chromium browsers.

The new Windows Spellcheck will support URLs, acronyms, email addresses, additional languages along with various dialects, and a shared custom dictionary. The new system replaces Microsoft’s Hunspell Spellcheck tool.

The update is among more than 1,900 such changes Microsoft has contributed to the browser’s project. The new spell checker is live on Edge with version 83.

While this announcement may not seem to be very exciting, it underlines an essential change in Microsoft’s strategy. The software company has a notorious reputation of being against open-source. However, it has radically changed its position in the last handful of years. After the fall of Windows Mobile, it was a clear lesson that the future is about embracing an open eco-system instead of a partial one.

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Apps

IGTV will soon have ads and share revenue with creators

Can it take on YouTube?

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There’s some good news as well as bad news. How you perceive it, depends on your role. If you’re a content creator on IGTV, Instagram will share ad revenues with you. And, if you’re an IGTV viewer, the bad news is you’ll have to watch that ad, just like YouTube.

Facebook-owned Instagram has announced it’ll start serving IGTV with ads and share the revenue with influencers who create content for the platform. Instagram already has ads embedded while scrolling posts or sifting through stories. We expected the roll-out to happen in the near future considering Facebook’s reputation with ads and hunger for user data.

Instagram will share at least 55 percent of the revenue from these ads with creators. This should encourage users to upload more content on the platform and the strategy is a proven one today. Google’s YouTube has created a thriving community of YouTubers who’ve become a millionaire thanks to their regular content push and subscriber base.

It’s testing IGTV ads with a handful of U.S. based creators and advertisers and plans to expand that slowly in the coming months. Furthermore, creators can also charge for virtual badges that shall be visible during Instagram Live.

Currently, the most sought monetization method for influencers is to directly cut deals with brands. But this removes Instagram from the equation completely. Instead, it has already rolled out features like Shopping, and Live Shopping to keep the user within the app and complete the transaction.

IGTV was launched in June 2018 as a spinoff of Instagram where users can watch longer videos made for mobile devices. Viewers access IGTV videos directly through Instagram or the stand-alone IGTV app.

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