Apps

Going Cashless: Make payments, transfer funds all on your phone

It’s pretty convenient

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So you’re stuck at home with some extra time on your hands. When you feel like taking a break from all the shows you’ve been watching, perhaps you can make time to figure out how to transition to cashless payments.

We’re dealing with a unique situation right now and cashless transactions is one of the little ways in which we can help with social distancing measures. Not to mention, it’s also pretty convenient.

If you already have a bank account, chances are you’re already using that bank’s mobile app. If not, we encourage you to do so. But we’re not going deep into that. Today, we’re looking at other payment services that will help you go cashless.

GCash

We partnered with GCash a while back for this quick How-To video. But if you don’t feel like watching, the text comes right after.

Before anything else download the app on the App Store, Google Play, or AppGallery.

Step 1. Open the GCash app and enter your mobile number. Tap “Next” to proceed.

Step 2. Fill in the mandatory information. These include your First Name, Last Name, Birthday, Address, Email Address. When you’re done, tap “Next” to proceed

Step 3. Review your information. Gotta make sure everything’s accurate and matches any official ID you have with you. If you have a referral code, input it using the drop down below your information. Afterwards, tap “Next”.

Step 4. Set your Mobile Pin by inputting a 4 digit MPIN. It’s very important that you can easily remember your MPIN. It serves as your password to access your GCash account. You also need it for your future GCash transactions. So yeah, don’t use your birthday or any birthdays of anyone you’re super close with. Protect your MPIN like your life depended on it. Tap “Submit” to move on.

Step 5. You will receive a 6-digit authentication code via SMS in the device authentication page. Enter the code to authenticate your device.

Step 6. Enter your 4-digit GCash MPIN and click ‘Log In’ to enter the app.

Congratulations! You’re now on GCash. There’s a ton that you can do here. This is where I connected my bank account so I’ve been using GCash to move money around my other accounts, transfer money to my family and friends, load up my prepaid sim, and of course the usual in-store transactions. You can also link it to your Lazada account for your online shopping needs.

For more information, visit the GCash Help Center.

PayMaya

PayMaya is very similar to GCash in that they practically let you do the same things. As mentioned earlier, these are making cashless payments, transferring funds, as well as online shopping. Personally, this is the account I used for most of my app subscriptions like Netflix, Spotify, and NBA League Pass.

Again, make sure you have the app. Get it on the App Store, Google Play, or AppGallery.

Step1: Register with your name, email and mobile number​. The mobile number can be with any network you’re currently using.

Step 2: Create a password​. Unlike GCash which uses an MPIN, the PayMaya password is a lot more like the usual passwords you use for your social media accounts. Again, make sure it’s secure and something easy for you to remember.

Step 3: Receive a verification SMS​. Enter this verification number on the app.

Step 4: Click the VIEW CARD button​.

Step 5: Input your address and birthday​.

Step 6: Receive a confirmation that your account has been activated​

PayMaya also has these cashback promos every now and then. That means anything you purchase, a percentage of that goes back to your account. Here’s a quick little video on that.

To find how you can maximize PayMaya just head on over to their Support Page.

GrabPay

Grab has surprisingly expanded its GrabPay services to more than just hailing rides, deliveries, and paying for GrabFood.

You can now also do the following:

  1. Cashless payment for Grab services (GrabCar, GrabFood, GrabExpress, GrabMart)
  2. Buy prepaid load
  3. Pay bills (Cablielink, Cignal TV, Destiny Cable, DFA, Easytrip, Globe, Manila Water, Maynilad, Meralco, Metro Cebu Water, MMDA, NBI, Pag-IBIG Fund, PLDT, Sky Cable, Smart, Smart Bro, SSS, Sun Celular, UNICEF, VECO)
  4. Pay in-store
  5. Pay online
  6. Send money for free (person-to-person and bank transfer)

Registering is pretty straightforward. Download the app on the App Store or Google Play, and then register using your phone number, Facebook account, or Google account.

For more on what else you can do with GrabPay and how they’re expanding, you may visit their Help Page.

You can also use these services to donate towards efforts in fighting COVID-19. For other ways to help check out our Where To Donate article.

Apps

Facebook wants to acquire Dubsmash to fight TikTok

Snapchat also wanted to get in on it

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Do you remember Dubsmash? Before TikTok’s meteoric rise, Dubsmash dominated the short-form video format. The platform’s lip-syncing format prototyped TikTok’s current mashup trends. It even facilitated the rise of some celebrities like Maine Mendoza. However, TikTok eventually snatched Dubsmash’s seat atop app rankings. However, despite Dubsmash’s decline, the platform has not disappeared just yet. In particular, Facebook wants to acquire Dubsmash to fight TikTok.

According to The Information’s sources, Facebook and Snap recently expressed interest in buying Dubsmash. Apparently, discussions have already progressed far enough to reach a potential price reaching hundreds of millions of dollars.

Going against The Information’s report, Reuters has reported that Snap had already exited the acquisition talks and dropped all interest. Facebook, however, did not comment.

With TikTok facing tremendous pressure from the American government, the stage is set for a potential upheaval of the short-form video format. On one hand, Microsoft and Twitter are already considering buying out TikTok’s American operations, facilitating TikTok’s continued dominance albeit under new management. In another possibility, Facebook’s Instagram recently launched Instagram Reels, a homegrown alternative to TikTok. Now, Facebook’s interest in Dubsmash expresses a new possibility of reviving a former player to upend TikTok.

Of note, Facebook’s interest coincides with Mark Zuckerberg’s current battle against the government over alleged and proven antitrust practices, including acquiring rival companies to stifle competition.

Regardless, TikTok’s woes has busted the app industry wide open. Who will take over TikTok’s dominance on the boards? Will TikTok even survive?

SEE ALSO: TikTok has collected user information illegally

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Apps

Google turns Android into world’s largest earthquake detection system

Using technology to make a difference

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2020 is the epitome of chaos with a pandemic, fear of cyber warfare, and government incapability. Amid all the negativity, Google has some refreshing news. Android, the world’s most widely used mobile operating system, will now leverage its reach to help detect an earthquake.

Pretty much every Android phone today sports an accelerometer, a sensor that can help detect seismographic movement. When this sensor is clubbed along with the user’s GPS data, researchers can use the phone as a live seismometer.

The University of California-Berkeley, along with funding from the state of California has launched a new app called MyShake. The app can use the phone’s onboard sensors to feed data in a massive network of devices that are constantly monitoring seismographic movement across the globe.

Using this same technology, Google is taking a step forward. Instead of relying on an app, it’s incorporating Android Earthquake Alerts System on every phone running on Google Play Services. The system is being touted as “the world’s largest earthquake detection network.”

The company studied historical accelerometer readings during earthquakes and found they could give some users up to a minute of notice. Since the feature is being rolled out via Play Services, the alerting system will be available on all active phones within a few weeks. The user won’t have to depend on the software update roll-out.

“We are on a path to delivering earthquake alerts wherever there are smartphones,” said Richard Allen, director of the University of California-Berkeley’s seismological lab and visiting faculty at Google over the last year.

Proactive alerts shall be limited to California for now. Google added that “over the coming year, you can expect to see the earthquake alerts coming to more states and countries using Android’s phone-based earthquake detection.”

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Apps

Google launches virtual visiting profile called People Cards

Time to google yourself!

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Have you ever googled yourself? If not, this new feature on Google search will surely prompt you to give it a shot. The search engine wants to make it easier to find new people and has unveiled a new feature in India called People Cards.

People Cards act like your virtual visiting card. If someone’s looking for you on Google, they’ll usually come across a few social media profile links or any other online content you’re associated with. Thanks to the new card, you can directly control how much information you want to keep up front.

The feature is limited to the mobile app for now. To set up your own card, all you need is an active mobile number and a Google account. It’s also limited to India for the time being and only supports English.

To create your own card, just:

  • Open the Google app on your phone.
  • Search for “add me to Search.”
  • You’ll immediately see a prompt to set up your card and after mobile number authentication, you’re all set.

You can enter brief details about yourself, add a bio, link social media profiles, and even make it easier to connect with you by publishing your email, website, or mobile number.

While the feature makes discovering people easy, it also opens a floodgate of privacy concerns. Spammers can easily collect information from the partially open system. We advise our readers to proceed with caution and ensure they’re not divulging any personal details.

Individuals who have already created their cards can opt-out of the experience anytime. In the case of people who share the same name, Google Search will show multiple modules.

The search giant says it has a number of mechanisms to fight spam and abuse. Only one card can be created by an account and you can flag a card in case of false information or an imposter.

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