Apps

Going Cashless: Make payments, transfer funds all on your phone

It’s pretty convenient

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So you’re stuck at home with some extra time on your hands. When you feel like taking a break from all the shows you’ve been watching, perhaps you can make time to figure out how to transition to cashless payments.

We’re dealing with a unique situation right now and cashless transactions is one of the little ways in which we can help with social distancing measures. Not to mention, it’s also pretty convenient.

If you already have a bank account, chances are you’re already using that bank’s mobile app. If not, we encourage you to do so. But we’re not going deep into that. Today, we’re looking at other payment services that will help you go cashless.

GCash

We partnered with GCash a while back for this quick How-To video. But if you don’t feel like watching, the text comes right after.

Before anything else download the app on the App Store, Google Play, or AppGallery.

Step 1. Open the GCash app and enter your mobile number. Tap “Next” to proceed.

Step 2. Fill in the mandatory information. These include your First Name, Last Name, Birthday, Address, Email Address. When you’re done, tap “Next” to proceed

Step 3. Review your information. Gotta make sure everything’s accurate and matches any official ID you have with you. If you have a referral code, input it using the drop down below your information. Afterwards, tap “Next”.

Step 4. Set your Mobile Pin by inputting a 4 digit MPIN. It’s very important that you can easily remember your MPIN. It serves as your password to access your GCash account. You also need it for your future GCash transactions. So yeah, don’t use your birthday or any birthdays of anyone you’re super close with. Protect your MPIN like your life depended on it. Tap “Submit” to move on.

Step 5. You will receive a 6-digit authentication code via SMS in the device authentication page. Enter the code to authenticate your device.

Step 6. Enter your 4-digit GCash MPIN and click ‘Log In’ to enter the app.

Congratulations! You’re now on GCash. There’s a ton that you can do here. This is where I connected my bank account so I’ve been using GCash to move money around my other accounts, transfer money to my family and friends, load up my prepaid sim, and of course the usual in-store transactions. You can also link it to your Lazada account for your online shopping needs.

For more information, visit the GCash Help Center.

PayMaya

PayMaya is very similar to GCash in that they practically let you do the same things. As mentioned earlier, these are making cashless payments, transferring funds, as well as online shopping. Personally, this is the account I used for most of my app subscriptions like Netflix, Spotify, and NBA League Pass.

Again, make sure you have the app. Get it on the App Store, Google Play, or AppGallery.

Step1: Register with your name, email and mobile number​. The mobile number can be with any network you’re currently using.

Step 2: Create a password​. Unlike GCash which uses an MPIN, the PayMaya password is a lot more like the usual passwords you use for your social media accounts. Again, make sure it’s secure and something easy for you to remember.

Step 3: Receive a verification SMS​. Enter this verification number on the app.

Step 4: Click the VIEW CARD button​.

Step 5: Input your address and birthday​.

Step 6: Receive a confirmation that your account has been activated​

PayMaya also has these cashback promos every now and then. That means anything you purchase, a percentage of that goes back to your account. Here’s a quick little video on that.

To find how you can maximize PayMaya just head on over to their Support Page.

GrabPay

Grab has surprisingly expanded its GrabPay services to more than just hailing rides, deliveries, and paying for GrabFood.

You can now also do the following:

  1. Cashless payment for Grab services (GrabCar, GrabFood, GrabExpress, GrabMart)
  2. Buy prepaid load
  3. Pay bills (Cablielink, Cignal TV, Destiny Cable, DFA, Easytrip, Globe, Manila Water, Maynilad, Meralco, Metro Cebu Water, MMDA, NBI, Pag-IBIG Fund, PLDT, Sky Cable, Smart, Smart Bro, SSS, Sun Celular, UNICEF, VECO)
  4. Pay in-store
  5. Pay online
  6. Send money for free (person-to-person and bank transfer)

Registering is pretty straightforward. Download the app on the App Store or Google Play, and then register using your phone number, Facebook account, or Google account.

For more on what else you can do with GrabPay and how they’re expanding, you may visit their Help Page.

You can also use these services to donate towards efforts in fighting COVID-19. For other ways to help check out our Where To Donate article.

Apps

Next Android update is Android 12.1, not Android 13, rumor says

Just a minor update

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One of the highlights of the year is a new Android update. Like clockwork, Google updates the biggest mobile operating system in the world. It’s gotten so popular that the entire industry speculates on the codename each update is attached with even if the company stopped doing them years ago. The hype is there. However, Android users might have to taper their expectations next year. Instead of Android 13, Google might launch Android 12.1 next year.

Reported by XDA Developers, the rumor speculates that next year’s Android update will just be a minor one of the upcoming Android 12 this year. According to one of the publication’s recognized developers, Google attached an “sc-v2” tag for the next Android update, instead of “T” for “Tiramisu,” the internal codename for Android 13. For those who still follow the internal codenames for Android, “sc” refers to Snow Cone, the internal codename for Android 12. As such, it’s natural to assume that the next update is just Android 12.1, rather than Android 13.

It’s been a while since Google released minor updates in lieu of major updates. However, it’s no surprise. Android 12 is already a big update, relative to the past few updates. The update features a revamped design called Material You. Google can believably improve the new update more before launching a major one.

SEE ALSO: Android 12 is Snow Cone

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Apps

Google starts rolling out Material You apps

More coming this month

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There is no one more excited for Google’s upcoming products than Google itself. Though the company hasn’t officially launched its products yet, Google has persistently teased everything in the weeks and months leading to their debuts. Now, the company is slowly rolling out Material You apps ahead of the Android 12 launch.

Material You refers to Android’s design revamp for the upcoming Android 12 update. An evolution of Google’s smooth Material Design, the new design personalizes the user interface and the phone’s apps according to the user’s preferences. Android 12 is all about customization.

Of course, since the update also affects apps, Google is also rolling out apps that reflect the new design. Despite the lack of Android 12, the new apps are coming out ahead of time. Officially announced by Google’s Workspace blog, Google Drive will start the new push with its rollout starting today. After Drive, Google Meet will come out on September 19, and Google Calendar will launch on September 20. Google Docs, Slides, and Sheets have already rolled out a week ago.

The new apps will feature new navigation bars, floating action buttons, and a new font called Google Sans. The new font will make readability easier for smaller font sizes.

Android 12 is set to launch soon. Additionally, Google is already launching teasers for the upcoming Pixel 6 series featuring the new, in-house Tensor chipset.

SEE ALSO: Android 12 will make Chrome more colorful

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Spotify launches new recommendation feature, Enhance

Personalize per playlist

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Adding new songs to your Spotify playlist can be quite a monumental task. Trying to grab songs from a recommended playlist might not always mix and match well with a personal playlist’s mood. Spotify is improving recommendations with an all-new feature rolling out today: Spotify Enhance.

Launching in several countries all over the world, Enhance will automatically add songs which fits a playlist’s mood. Users who have the feature can toggle the feature on every playlist. The recommended song will then pop up in the playlist’s songs. Likewise, users can toggle the feature off to get rid of the recommended songs.

However, rather than dumping the recommendations at the start or at the end of a playlist, Spotify will sprinkle them after every two songs, providing a healthy balance between old and new songs. The feature will add only 30 songs at a time.

Additionally, these songs aren’t officially added to the playlist yet. If a user finds a song they like, they can link a plus icon beside the song. Added songs will be in the playlist permanently.

The feature will come only to Premium subscribers. Likewise, not every country will have the feature at first. Spotify hopes to roll out the feature for more countries in the coming weeks and months.

SEE ALSO: 3 eargasmic podcasts to listen to on Spotify’s Music+Talk

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