Finance

Lista’s ‘The Credit Club’ is the hack you need to slay your financial goals

You and your credit score are about to become besties!

Published

November 27, 2024

Her

If you’ve ever stared blankly at your bank statement or felt that credit scores are the universe’s version of calculus, you’re not alone. But here’s the thing: Understanding your credit doesn’t have to be scary.

Lista, the Philippines’ fastest-growing financial management app, is here to make adulting way easier.

As it celebrates its third anniversary, Lista is doubling down on its mission to empower Filipinos by launching The Credit Club.

Think of it as the ultimate squad for young Filipinos who want to master their finances while keeping it cool and relatable.

So, what is the credit club?

It’s not just a club, it’s a movement. The Credit Club is an exclusive group of next-gen ambassadors, including influencers and financial experts from organizations like the Credit Information Corporation (CIC), CIBI, and TransUnion Philippines.

Together, they’re on a mission to make credit awareness the topic of conversation.

Why? Because your credit score isn’t just some mysterious number—it’s a golden ticket to financial freedom. And let’s face it, most of us don’t know where to start.

“Understanding your credit score is key to achieving financial freedom,” says Khriz Lim, Co-Founder and COO of Lista. “But it’s often overlooked. That’s why we’re creating this community to make credit not just approachable but empowering.”

Gen Z and Millennials are leading the charge

ICYMI: Credit isn’t just for titas and titos anymore. According to TransUnion’s Q1 2024 Consumer Pulse Study, a whopping 98% of Gen Z respondents say that access to credit is essential for smashing their financial goals.

And they’re not just talking the talk, they’re checking their credit health and snagging the best deals. The message is clear: Young Filipinos are ready to take charge, and The Credit Club is here to make that journey smoother, smarter, and way more fun.

Why Join the movement?

The Credit Club isn’t your typical “financial literacy” initiative with spreadsheets and jargon. It’s designed to:

Turn credit management into something approachable (dare we say, fun?)
Provide tools and tips for slaying your financial goals
Build a community of young, informed, and empowered Filipinos
Smash the stigma around talking about money

By fostering a culture of inclusivity and awareness, The Credit Club aims to turn credit from a stress-inducing mystery into a badge of financial confidence.

What else is Lista up to?

With over 3 million downloads, Lista has become the go-to app for Filipinos managing both personal and business finances. Their secret sauce? Keeping it simple, accessible, and educational.

Through initiatives like The Credit Club, Lista is helping Filipinos form sustainable habits that lead to long-term financial success. Whether you’re budgeting for your next adventure, saving for your dream home, or building a business empire, Lista is your ultimate wingman.

“At Lista, we believe that financial empowerment starts with knowledge,” Lim adds. “We’re proud to lead the charge in making financial literacy cool, approachable, and impactful for every Filipino.”

How to join the movement

Ready to take control of your financial glow-up? Download Lista now and follow their socials to stay updated on The Credit Club’s events, tips, and tools. It’s time to level up your money game and have fun while doing it.

Deals

Maya: Convert purchases to 0% interest Mini Payment plans

On select electronics and home appliance purchases for a limited-time only

Published

August 7, 2026

GadgetMatch

Maya is offering consumers the opportunity to convert eligible electronics and home appliance purchases to 3-month Mini Payment plans with 0% interest.

That’s through the Maya Black Credit Card or the Landers Cashback Everywhere Credit Card. The promo period runs from August 1 to October 31, 2026, giving consumers more financial flexibility.

In addition, processing fees will be waived for Mini Payment plans availed until September 30.

Purchases will continue to earn instant Maya Miles or Landers Cashback Points with use of the corresponding card.

To avail of the mini-payment offer, simply make a single straight purchase worth at least PhP 10,000 using either card.

Once the transaction is posted on the Maya app, select the transaction and tap “Convert to Mini Payments”. Then, choose the 3-month Mini Payment plan to enjoy the promo.

Finance

GCash future-proofs MSMEs with new payment innovations

GCash EasyPOS, SoundPay Plus

Published

July 25, 2026

GadgetMatch

GCash is future-proofing micro, small, and medium enterprises (MSMEs) with new customer-first payment innovations. This, as the Philippines continues to become a digital payments nation.

The app expanded its suite of solutions to make digital payments more accessible, convenient, and secure for merchants.

Rather than a one-size-fits-all solution, GCash has payment devices designed for different business sizes and ways of operating.

One is the GCash EasyPOS, an all-in-one terminal for medium and even large enterprises. This accepts QRPh, Visa, and Mastercard payments and also supports features like digital receipts, refunds, settlements, and transaction monitoring.

Meanwhile, GCash SoundPay Plus is designed for micro and small merchants, specially in the retail and F&B sectors. It combines QR payments, card acceptance, and instant voice confirmation so merchants can immediately check when a payment pushes through.

The rollout of these two solutions builds on earlier solutions GCash introduced, including PocketPay and SoundPay.

PocketPay is designed for MSMEs, bazaar or pop-up merchants, and mobile sellers who take their products and services wherever their customers are.

It turns an NFC-enabled Android smartphone into a contactless card terminal. This makes payments easy and affordable — without investing in additional hardware.

SoundPay, meanwhile, is a portable QR payment device that provides instant voice confirmation for every transaction.

According to Bangko Sentral ng Pilipinas (BSP), 57.4% of retail payment transactions by volume were made digitally in 2024.

The central bank is targeting a digital payment share of 60% to 70% by 2028, with businesses increasingly expected to support cashless transactions.

Finance

GoTyme Bank grows to 10 million users in the Philippines

Over US$ 859.4 million in customer deposits

Published

July 14, 2026

GadgetMatch

GoTyme Bank has reached the 10 million-user milestone in the Philippines, one of its key markets.

A joint venture between the parent Tyme Group and the the local Gokongwei Group, the digital bank has officially grown to 10 million strong, its latest accomplishment after debuting in the country three years ago.

The milestone is backed by over PhP 53 billion (~859.4 million) in customer deposits and sustained engagement across the GoTyme Bank ecosystem.

A core driver of the bank’s rapid growth is its integration into users’ daily financial habits. GoTyme was the Most Used Visa Debit Card in the Philippines, based on Visa debit active usage data in 2025.

The bank has also offered free InstaPay transfers from the start (capped at 20 transactions a month) for greater flexibility. There are also more than 160 billers on the app.

Complementing the digital-first infrastructure is an extensive physical network. There are now more than 600 kiosks in major malls nationwide.

Customers can also conveniently deposit and withdraw cash through more than 2,500 Robinsons Retail store lanes. Cash deposit is also allowed through more than 4,500 7-Eleven stores nationwide.

Among GoTyme’s recent offerings is MoreTyme, a flexible, transparent, and easy-to-understand credit solution.

Through Visa, GoTyme also took part in FIFA World Cup 2026 campaigns, with raffle winners being flown to watch the matches live.