Finance

Lista’s ‘The Credit Club’ is the hack you need to slay your financial goals

You and your credit score are about to become besties!

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If you’ve ever stared blankly at your bank statement or felt that credit scores are the universe’s version of calculus, you’re not alone. But here’s the thing: Understanding your credit doesn’t have to be scary.

Lista, the Philippines’ fastest-growing financial management app, is here to make adulting way easier.

As it celebrates its third anniversary, Lista is doubling down on its mission to empower Filipinos by launching The Credit Club.

Think of it as the ultimate squad for young Filipinos who want to master their finances while keeping it cool and relatable.

So, what is the credit club?

It’s not just a club, it’s a movement. The Credit Club is an exclusive group of next-gen ambassadors, including influencers and financial experts from organizations like the Credit Information Corporation (CIC), CIBI, and TransUnion Philippines.

Together, they’re on a mission to make credit awareness the topic of conversation.

Why? Because your credit score isn’t just some mysterious number—it’s a golden ticket to financial freedom. And let’s face it, most of us don’t know where to start.

“Understanding your credit score is key to achieving financial freedom,” says Khriz Lim, Co-Founder and COO of Lista. “But it’s often overlooked. That’s why we’re creating this community to make credit not just approachable but empowering.”

Gen Z and Millennials are leading the charge

ICYMI: Credit isn’t just for titas and titos anymore. According to TransUnion’s Q1 2024 Consumer Pulse Study, a whopping 98% of Gen Z respondents say that access to credit is essential for smashing their financial goals.

And they’re not just talking the talk, they’re checking their credit health and snagging the best deals. The message is clear: Young Filipinos are ready to take charge, and The Credit Club is here to make that journey smoother, smarter, and way more fun.

Why Join the movement?

The Credit Club isn’t your typical “financial literacy” initiative with spreadsheets and jargon. It’s designed to:

  • Turn credit management into something approachable (dare we say, fun?)
  • Provide tools and tips for slaying your financial goals
  • Build a community of young, informed, and empowered Filipinos
  • Smash the stigma around talking about money

By fostering a culture of inclusivity and awareness, The Credit Club aims to turn credit from a stress-inducing mystery into a badge of financial confidence.

What else is Lista up to?

With over 3 million downloads, Lista has become the go-to app for Filipinos managing both personal and business finances. Their secret sauce? Keeping it simple, accessible, and educational.

Through initiatives like The Credit Club, Lista is helping Filipinos form sustainable habits that lead to long-term financial success. Whether you’re budgeting for your next adventure, saving for your dream home, or building a business empire, Lista is your ultimate wingman.

“At Lista, we believe that financial empowerment starts with knowledge,” Lim adds. “We’re proud to lead the charge in making financial literacy cool, approachable, and impactful for every Filipino.”

How to join the movement

Ready to take control of your financial glow-up? Download Lista now and follow their socials to stay updated on The Credit Club’s events, tips, and tools. It’s time to level up your money game and have fun while doing it.

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Finance

Atome now allows in-app bill payments with Bayad partnership

Pay for utilities, internet, government contributions directly within the app

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April 22, 2026

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Atome Philippines has partnered with Bayad to allow users to pay for utilities, internet, and government contributions directly within the Atome app.

The integration with the country’s largest bill payment aggregator is designed to help Filipinos manage household budgets more easily without the need for extra steps.

Atome users no longer need to switch from one app to another, nor visit websites to handle monthly bills. Bayad’s extensive network of billers and service providers can be accessed through the platform.

As such, electricity and water bills, as well as government fees, can be paid for directly via the app.

Beyond convenience, users will likewise earn Atome rewards points on every utility bill payment they make.

The partnership between Atome and Bayad is an important step in financial inclusion in the Philippines.

It gives unbanked and underbanked individuals a simpler and more rewarding way to manage essential household expenses.

Atome is known popularly for its Buy Now, Pay Later (BNPL) offering. It has tie-ups with retailers like fashion, beauty, travel, and more.

The digital financial service platform also offers a Mastercard-powered BNPL card, as well as petty cash loans.

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Finance

Maya waives withdrawal, InstaPay transfer fees for Middle East remittances

Until April 10, for families relying on remittances from loved ones in the region

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March 26, 2026

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Maya Savings

Maya is extending support to Filipino families receiving remittances from loved ones working in the Middle East. This is through rebates for withdrawal and InstaPay transfer fees until April 10 as developments continue to unfold across parts of the West Asian region.

From March 23 until April 10, Maya users who receive remittances from select Middle Eastern countries can unlock a set of transaction rebates. This is designed to help them access and use the funds more easily.

Select countries include: Bahrain, Kuwait, Oman, Qatar, Saudi Arabia, United Arab Emirates, Israel, Lebanon, and Jordan.

The region remains one of the Philippines’ most important remittance corridors. There are an estimated 2.4 million Filipinos residing in the region, based from Department of Foreign Affairs (DFA) data.

These overseas-based citizens contribute over US$ 6.4 billion in remittances in 2025 alone, based on preliminary Bangko Sentral ng Pilipinas (BSP) data.

Eligible Maya users who activate Maya XP will receive the following rebates:

  • ATM withdrawals: PhP 18 credited back per transaction
  • InstaPay transfers: PhP 15 credited back per transaction

In addition, eligible users may also enjoy cashback on mobile load purchases. The discount ranges from 1% to 3%, depending on their Maya XP level.

After receiving a qualifying remittance, eligible users will receive an invitation to activate
Maya XP. The invite will pop up within one to three days.

Eligible users can activate their Maya XP directly within the Maya app by accessing the Maya XP  section in the Wallet Dashboard or Profile page and completing the quick “Get started” process, including providing the required consent.

Once activated, users can immediately begin enjoying rebates on eligible transactions.

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Deals

GoTyme Bank, Visa partner for FIFA World Cup 2026 raffle giveaway

Win an all-expense-paid trip to the World Cup with your GoTyme Visa Debit Card

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March 19, 2026

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GoTyme Bank and Visa have officially teamed up for a FIFA World Cup 2026 raffle giveaway.

This gives Filipino football fans the chance to win an all-expense-paid trip to attend either the World Cup Group Stage or Final in the United States.

The partnership marks GoTyme Bank’s growing presence not only in the market but also in the global stage. Recently, the digital bank has grown to over 9 million customers in the Philippines, and 20 million worldwide.

Under the partnership, GoTyme Bank and Visa have released new limited-edition FIFA World Cup 2026-themed Visa Debit Cards.

These are available in two designs: Pitch Black and Trophy Gold. Both are designed by Filipino artist Ross Du, who incorporated the iconic tournament’s iconic trophy.

The latter, in particular, has some rarity as there will only be 20,000 copies printed in GoTyme Bank kiosks nationwide. Customers can have them printed starting March 23.

Print, Spend, Score

To join the raffle, cardholders simply have to spend at least PhP 1,000 for a raffle entry. That’s using the Classic or Pitch Black card.

Overseas spending also comes with a 3x multiplier, meaning three entries for every PhP 1,000 spent abroad.

Two winners — one Classic and one Pitch Black cardholder — will each win an all-expense-paid trip for two to attend the FIFA World Cup 2026 Group Stage in Los Angeles.

But even better, those who get the exceptionally rare Trophy Gold card will automatically get a raffle entry for the grand prize raffle draw — with no minimum spend required.

One Trophy Gold cardholder will win an all-expense-paid trip for two to attend the World Cup Final in New York City. This includes roundtrip business class seats as well.

In addition to the major prizes, 10 customers will receive exclusive FIFA World Cup 2026 Visa Premium merchandise.

The fly-off promo runs until May 7 for the Classic and Pitch Black cardholders and until June 10 for the Trophy Gold cardholders.

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