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ShopeePay: 6 reasons why you need to switch now

Ditch Cash on Delivery already

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With the steady popularity of e-commerce sites especially this pandemic, more and more people prefer shopping online rather than risking themselves to go out. Shopee is one of those platforms that provides plethora of items ranging from clothing to home supplies to gadgets, dry food even. Now, they also have Shopee Pay (or SPay).

Due to the continuous rise of coronavirus cases, physical contact should be avoided at all times. ShopeePay is the company’s solution for an easier way of paying the items you buy from their site. It might just be your ultimate contacless payment method!

ShopeePay

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I admit that I’m an avid Shopee buyer and user. Adding so many products in the cart and buying from their app even made me a “Platinum” member — well at least for the first six months of 2021. In all of my Shopee transactions, 100 percent were paid through ShopeePay. And with that, I present you six (6) reasons why you should ditch Cash on Delivery and switch your payment method to ShopeePay right away.

1. PhP 1 deals

ShopeePay

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Reason number one is specially reserved for one-peso deals. Through much exploration, you’ll enjoy lots of deals (especially fast food vouchers) as low as one peso. Other deals in the roster have major slashed prices for you to enjoy. This is an exclusive feature for ShopeePay and you can’t use other means of payment for this.

2. Worry-free item checking

ShopeePay

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The amount of users using Cash on Delivery (CoD) (not to be confused with the game Call of Duty) are still rampant over those who pay cashless. While giving and receiving parcels aren’t exempt from being risky, money is still an immediate medium for the virus to spread from one person to another.

By activating and using ShopeePay in your future purchases, not only did you prevent the spread of infection, it’s also a better way for you to release your payment without the rider waiting for you to check if the items you’ve received are in good condition. Worry-free, indeed.

3. Almost instantaneous refund process

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In instances where the item delivered to you either looks bad, broken, or faulty at worse, you can request for a replacement of the item or a refund right away. If you chose refund, Shopee will bring back your money within 15 minutes to an hour utmost. This is something you can’t have right away if you paid through other payment channels — especially if it’s CoD.

Other than that, you’ll also have the huge peace of mind just in case a seller suddenly cancels an existing order you’ve purchased. Shopee automatically processes the refund and returns the value of the item you paid back to your ShopeePay wallet.

4. More access to free shipping and cashback vouchers

Some items have shipping fees that cost more than the product itself. One of the biggest reasons why most users keep buying from Shopee (including me) are the Free Shipping Fee vouchers. These help lower the total amount of goods or items we buy inside the platform.

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Non-ShopeePay accounts still enjoy this but if you’re a ShopeePay user, you’ll get more than just the maximum PhP 55-vouchers. In my case, I was able to obtain 100 pesos less voucher in shipping.

Other than that, there are also cashback vouchers that are helpful in deducting the cost of the item/s you want to buy. Non-ShopeePay users also get this but ShopeePay users get up cashbacks with no minimum capping more often. Citing my experience, I recently ordered a PhP 10,000-worth action camera. Shopee gave me a 10% cashback voucher with no coins capping just because I’m a ShopeePay user. In return, I was able to get 1000 coins straight to my Shopee coin chest!

5. Pay bills and other services within minutes

Other than having the ability to pay cashless for your Shopee orders, you can also pay electricity, water, and internet bills as well as other services through Shopee. This is possible if you activate your ShopeePay right away.

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Not only will you avoid long queue lines in payment centers, you’ll also be at peace as this method can be done within minutes — whether you’re still in bed, sitting on the sofa, or even dropping the deuce inside the bathroom.

As mentioned earlier, the cashback vouchers are still helpful here. You can lower the amount of your bills by using the existing coins you got from your orders through those cashback vouchers. In return, Shopee will also give you a cashback voucher for paying your bills in the app; a win-win situation.

6. Secure AF

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Using ShopeePay isn’t only limited to top-up (cash-in). Using Shopee’s e-wallet service* also gives sellers the ability to securely withdraw (cash-out) the money they’ve earned from the items  that are sold through the platform. Other than that, it also offers secure and hassle-free transfers to and from Shopee users in just a matter of taps.

ShopeePay has also gotten more secure with the use of PIN or biometric authentication (via fingerprint or face recognition). If you think about it, it’s more secure than lending out money to someone if ever you’re too busy to pay your Shopee orders that need to be paid via CoD. More so, other cashless payment methods don’t offer the same amount of authentication just in case processing of online payment through online bank transfers failed halfway.

Bonus: Buy now, SPayLater

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Shopee Philippines launched this new feature called “SPayLater”. Qualified buyers have options between buy now and pay later or through installment loans. As of the moment, this is only available to certain users (like me).

While this isn’t a ShopeePay-exclusive, it will be more convenient to use Shopee’s own payment method if ever you’ve decided to buy any item through SPayLater payment method. This means fast and seamless payments on the long run without worrying about additional interest charges if you suddenly forgot to pay through other payment methods.

To know more, just visit What is SPayLater.

Is it easy to activate ShopeePay?

Yes! It’s super quick and easy. All you have to do is input your phone number and a code will be sent right away. After you enter the verification code, you just have to fill-in necessary details before ShopeePay gets activated.

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In order to be verified, you need to submit a photo of you with a government-issued ID. Verified ShopeePay accounts have the advantage of sending money that non-verified users can’t do. Sellers will mostly benefit the verified badge more as they can withdraw (cash-out) the money they’ve earned from selling to their assigned bank account/s.

For more information, you can visit Shopee’s official microsites here:
How to Activate ShopeePay | How do I verify my ShopeePay account

How can I add money to ShopeePay then?

Once you’ve activated your ShopeePay, there are numerous ways on how to add money to your account (also referred as “top-up”).

The most common cash-in method is through e-wallet services such as GCash, and Coins.ph (unfortunately, Paymaya isn’t included in the list). You can also link your debit card from any bank with a minimum top-up balance of PhP 250.

Over-the-counter bank transactions from BPI, BDO, UnionBank, Metrobank, RCBC, Landbank, PNB, Robinsons Bank, China Bank, and UCPB are all supported as well. If you specifically have a BPI bank account, you can connect it through BPI online by signing-in your account inside the Shopee app.

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For non-bank/e-wallet users, payment centers are also supported:

  • 7-Eleven’s CLiQQ kiosks
  • ECpay (Shopwise, Petron, All Day, Ministop)
  • Bayad Center
  • SM Bills
  • LBC Bills Payment
  • M Lhuillier
  • Cebuana Lhuillier
  • Palawan Pawnshop
  • RD Pawnshop

You should take into consideration that there’s a minimum ShopeePay balance of PhP 50.00 before you can proceed with one of these payments. Meanwhile, cash-in via TouchPay machines (found in Alfamart, Mercury Drug, Shell, Ayala Malls) require an existing PhP 20.00 ShopeePay balance before you can use such top-up method.

If you have CoD orders but wishes to pay through ShopeePay, it’s also possible by generating or scanning a QR Payment Code. However, please do note that this feature is only applicable to orders delivered via Shopee Xpress (Standard Delivery), not orders shipped via J&T Express, Ninjavan, or GoGo Xpress.


*Disclaimer per ShopeePay Terms of Service: “The ShopeePay E-Wallet is not a deposit account and therefore, it is not covered by the Philippine Deposit Insurance Corporation (“PDIC”) and it does not earn interest. However, it is subject to the rules and regulations of the BSP and the Anti-Money Laundering Act (“AMLA”), as amended.”

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Google’s Locked Folder can protect your NSFW photos

Protect everything with a password

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Where do you keep your secret photos? Though there are several options for users, the usual storage suspects don’t have the most robust protection against prying eyes. Google, after a Pixel-exclusive phase, is rolling out a password-protected folder feature for all Android users of Google Photos.

The feature will separate selected photos from the main library. Users can then put them inside a password-protected folder. They can also protect against invaders using a fingerprint. When protected, the selected photos won’t show up when scrolling anymore.

Users can toggle the feature on by going into the Locked Folder option in Utilities. Currently, the Pixel’s camera app can take photos and directly send them to the protected folder. Unfortunately, the feature doesn’t work on other camera apps. At least for now, that is.

The feature does have its drawbacks. For one, protected photos are only locally saved. If you somehow lose your phone, those photos are lost forever or worse especially if a third party gets it for themselves.

Obviously, the Locked Folder has its more innocuous uses. But it’s definitely a way to hide NSFW photos.

Google initially launched the feature only for Pixel phones back in June. Of course, as most Android features go, the developers promised a more widespread rollout coming soon after. Well, that time is finally now. The feature is set to roll out sometime this fall.

SEE ALSO: Google starts rolling out Material You apps

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Next Android update is Android 12.1, not Android 13, rumor says

Just a minor update

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One of the highlights of the year is a new Android update. Like clockwork, Google updates the biggest mobile operating system in the world. It’s gotten so popular that the entire industry speculates on the codename each update is attached with even if the company stopped doing them years ago. The hype is there. However, Android users might have to taper their expectations next year. Instead of Android 13, Google might launch Android 12.1 next year.

Reported by XDA Developers, the rumor speculates that next year’s Android update will just be a minor one of the upcoming Android 12 this year. According to one of the publication’s recognized developers, Google attached an “sc-v2” tag for the next Android update, instead of “T” for “Tiramisu,” the internal codename for Android 13. For those who still follow the internal codenames for Android, “sc” refers to Snow Cone, the internal codename for Android 12. As such, it’s natural to assume that the next update is just Android 12.1, rather than Android 13.

It’s been a while since Google released minor updates in lieu of major updates. However, it’s no surprise. Android 12 is already a big update, relative to the past few updates. The update features a revamped design called Material You. Google can believably improve the new update more before launching a major one.

SEE ALSO: Android 12 is Snow Cone

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Google starts rolling out Material You apps

More coming this month

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There is no one more excited for Google’s upcoming products than Google itself. Though the company hasn’t officially launched its products yet, Google has persistently teased everything in the weeks and months leading to their debuts. Now, the company is slowly rolling out Material You apps ahead of the Android 12 launch.

Material You refers to Android’s design revamp for the upcoming Android 12 update. An evolution of Google’s smooth Material Design, the new design personalizes the user interface and the phone’s apps according to the user’s preferences. Android 12 is all about customization.

Of course, since the update also affects apps, Google is also rolling out apps that reflect the new design. Despite the lack of Android 12, the new apps are coming out ahead of time. Officially announced by Google’s Workspace blog, Google Drive will start the new push with its rollout starting today. After Drive, Google Meet will come out on September 19, and Google Calendar will launch on September 20. Google Docs, Slides, and Sheets have already rolled out a week ago.

The new apps will feature new navigation bars, floating action buttons, and a new font called Google Sans. The new font will make readability easier for smaller font sizes.

Android 12 is set to launch soon. Additionally, Google is already launching teasers for the upcoming Pixel 6 series featuring the new, in-house Tensor chipset.

SEE ALSO: Android 12 will make Chrome more colorful

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